Wisconsin · HMDA 2025
Mortgage lenders in Chippewa County, WI
184 lenders reported 2,397 home-loan applications in Chippewa County in 2025. 1,538 closed as loans ($339.6M), 293 were denied — a 15.4% denial rate on decided applications, close to the Wisconsin rate of 16.2%. The three most active lenders handled 38% of applications, led by Royal Credit Union. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,397
- Loans originated
- 1,538
- Purchase / refinance
- 710 / 460
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chippewa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Royal Credit Union 73 out of 100, Strong | 610 | 25.4% | 11.3% |
| 2 | WESTCONSIN Credit Union 78 out of 100, Strong | 175 | 7.3% | 15.4% |
| 3 | Rocket Mortgage, LLC | 120 | 5.0% | — |
| 4 | MARINE CREDIT UNION 53 out of 100, Below average | 110 | 4.6% | 44.9% |
| 5 | Northwestern Bank 80 out of 100, Strong | 76 | 3.2% | 10.6% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 67 | 2.8% | — |
| 7 | Citizens State Bank | 66 | 2.8% | — |
| 8 | Associated Bank, National Association | 57 | 2.4% | — |
| 9 | Mortgage Research Center, LLC | 55 | 2.3% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 50 | 2.1% | 39.5% |
| 11 | Security Bank 69 out of 100, Moderate | 47 | 2.0% | 6.9% |
| 12 | Nicolet National Bank 64 out of 100, Moderate | 41 | 1.7% | 4.5% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 38 | 1.6% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 34 | 1.4% | — |
| 15 | Security Financial Bank 61 out of 100, Moderate | 31 | 1.3% | 8.0% |
| 16 | NEWREZ LLC | 28 | 1.2% | — |
| 17 | UNION HOME MORTGAGE CORP. | 27 | 1.1% | — |
| 18 | Citizens Community Federal National Association 50 out of 100, Below average | 25 | 1.0% | 9.4% |
| 19 | BMO Bank National Association 83 out of 100, Strong | 23 | 1.0% | 40.5% |
| 20 | Forward Bank 64 out of 100, Moderate | 22 | 0.9% | 4.2% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 0.8% | 14.1% |
| 22 | Loandepot.Com, LLC | 20 | 0.8% | — |
| 23 | Broker Solutions, Inc. | 20 | 0.8% | — |
| 24 | COMPEER FINANCIAL, FLCA | 20 | 0.8% | — |
| 25 | Fairway Independent Mortgage Corporation | 19 | 0.8% | — |
| 26 | ENVOY MORTGAGE, LTD | 18 | 0.8% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 17 | 0.7% | 3.0% |
| 28 | GUARANTEED RATE, INC. | 16 | 0.7% | — |
| 29 | Prosperity Home Mortgage, LLC | 16 | 0.7% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 15 | 0.6% | — |
| 31 | FIGURE LENDING LLC | 14 | 0.6% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.5% | — |
| 33 | SPRING EQ, LLC | 13 | 0.5% | — |
| 34 | Servion, Inc. | 13 | 0.5% | — |
| 35 | University of Wisconsin Credit Union 68 out of 100, Moderate | 12 | 0.5% | 15.4% |
| 36 | Prevail Bank 74 out of 100, Strong | 12 | 0.5% | 14.5% |
| 37 | FIRST COLONY MORTGAGE CORPORATION | 12 | 0.5% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.5% | 32.9% |
| 39 | 21st Mortgage Corporation | 11 | 0.5% | — |
| 40 | Dairy State Bank 80 out of 100, Strong | 11 | 0.5% | 20.3% |
Top 40 of 184 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps