Wisconsin · HMDA 2025
Mortgage lenders in Eau Claire County, WI
217 lenders reported 3,794 home-loan applications in Eau Claire County in 2025. 2,500 closed as loans ($658.1M), 471 were denied — a 15.1% denial rate on decided applications, below the Wisconsin rate of 16.2%. The three most active lenders handled 40% of applications, led by Royal Credit Union. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,794
- Loans originated
- 2,500
- Purchase / refinance
- 1,161 / 639
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Eau Claire County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Royal Credit Union 73 out of 100, Strong | 1,112 | 29.3% | 11.3% |
| 2 | WESTCONSIN Credit Union 78 out of 100, Strong | 225 | 5.9% | 15.4% |
| 3 | Rocket Mortgage, LLC | 187 | 4.9% | — |
| 4 | Associated Bank, National Association | 127 | 3.3% | — |
| 5 | MARINE CREDIT UNION 53 out of 100, Below average | 114 | 3.0% | 44.9% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 113 | 3.0% | 39.5% |
| 7 | Nicolet National Bank 64 out of 100, Moderate | 109 | 2.9% | 4.5% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 86 | 2.3% | — |
| 9 | Citizens Community Federal National Association 50 out of 100, Below average | 75 | 2.0% | 9.4% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 67 | 1.8% | — |
| 11 | Mortgage Research Center, LLC | 57 | 1.5% | — |
| 12 | UNION HOME MORTGAGE CORP. | 51 | 1.3% | — |
| 13 | BMO Bank National Association 83 out of 100, Strong | 45 | 1.2% | 40.5% |
| 14 | Fairway Independent Mortgage Corporation | 44 | 1.2% | — |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 43 | 1.1% | — |
| 16 | Northwestern Bank 80 out of 100, Strong | 41 | 1.1% | 10.6% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 38 | 1.0% | — |
| 18 | GUARANTEED RATE, INC. | 37 | 1.0% | — |
| 19 | NEWREZ LLC | 36 | 0.9% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 36 | 0.9% | 14.1% |
| 21 | Security Financial Bank 61 out of 100, Moderate | 36 | 0.9% | 8.0% |
| 22 | FREEDOM MORTGAGE CORPORATION | 34 | 0.9% | — |
| 23 | CO-OP Credit Union 70 out of 100, Strong | 31 | 0.8% | 3.3% |
| 24 | Loandepot.Com, LLC | 29 | 0.8% | — |
| 25 | Old National Bank 59 out of 100, Moderate | 28 | 0.7% | 22.1% |
| 26 | Broker Solutions, Inc. | 27 | 0.7% | — |
| 27 | Frandsen Bank & Trust 71 out of 100, Strong | 27 | 0.7% | 7.9% |
| 28 | COMPEER FINANCIAL, FLCA | 26 | 0.7% | — |
| 29 | FIGURE LENDING LLC | 25 | 0.7% | — |
| 30 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 25 | 0.7% | 74.7% |
| 31 | University of Wisconsin Credit Union 68 out of 100, Moderate | 24 | 0.6% | 15.4% |
| 32 | Prevail Bank 74 out of 100, Strong | 22 | 0.6% | 14.5% |
| 33 | NATIONSTAR MORTGAGE LLC | 22 | 0.6% | — |
| 34 | Citizens State Bank | 21 | 0.6% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 20 | 0.5% | 22.2% |
| 36 | AmeriSave Mortgage Corporation | 20 | 0.5% | — |
| 37 | SPRING EQ, LLC | 20 | 0.5% | — |
| 38 | Citizens State Bank of La Crosse 76 out of 100, Strong | 20 | 0.5% | 4.6% |
| 39 | ENVOY MORTGAGE, LTD | 20 | 0.5% | — |
| 40 | Prosperity Home Mortgage, LLC | 19 | 0.5% | — |
Top 40 of 217 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps