Wisconsin · HMDA 2025
Mortgage lenders in Portage County, WI
187 lenders reported 2,135 home-loan applications in Portage County in 2025. 1,395 closed as loans ($284.2M), 283 were denied — a 16.2% denial rate on decided applications, close to the Wisconsin rate of 16.2%. The three most active lenders handled 28% of applications, led by COVANTAGE CREDIT UNION. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,135
- Loans originated
- 1,395
- Purchase / refinance
- 560 / 504
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Portage County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 287 | 13.4% | 10.2% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 179 | 8.4% | 39.5% |
| 3 | University of Wisconsin Credit Union 68 out of 100, Moderate | 138 | 6.5% | 15.4% |
| 4 | SIMPLICITY | 129 | 6.0% | — |
| 5 | Associated Bank, National Association | 104 | 4.9% | — |
| 6 | Rocket Mortgage, LLC | 77 | 3.6% | — |
| 7 | BMO Bank National Association 83 out of 100, Strong | 60 | 2.8% | 40.5% |
| 8 | Summit Credit Union | 57 | 2.7% | — |
| 9 | Valley Communities Credit Union 83 out of 100, Strong | 56 | 2.6% | 20.4% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 53 | 2.5% | — |
| 11 | Bank First, N.A. 68 out of 100, Moderate | 53 | 2.5% | 9.2% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 45 | 2.1% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 1.8% | 14.1% |
| 14 | Mortgage Research Center, LLC | 37 | 1.7% | — |
| 15 | Connexus Credit Union 37 out of 100, Low | 35 | 1.6% | 60.0% |
| 16 | Old National Bank 59 out of 100, Moderate | 35 | 1.6% | 22.1% |
| 17 | Zippy Loans, LLC | 29 | 1.4% | — |
| 18 | Community First | 27 | 1.3% | — |
| 19 | 21st Mortgage Corporation | 26 | 1.2% | — |
| 20 | WOODTRUST BANK 68 out of 100, Moderate | 26 | 1.2% | 8.1% |
| 21 | Nicolet National Bank 64 out of 100, Moderate | 24 | 1.1% | 4.5% |
| 22 | Prevail Bank 74 out of 100, Strong | 20 | 0.9% | 14.5% |
| 23 | FIGURE LENDING LLC | 18 | 0.8% | — |
| 24 | NEWREZ LLC | 17 | 0.8% | — |
| 25 | Fairway Independent Mortgage Corporation | 17 | 0.8% | — |
| 26 | Waterstone Mortgage Corporation | 17 | 0.8% | — |
| 27 | Broker Solutions, Inc. | 16 | 0.7% | — |
| 28 | First Federal Bank 50 out of 100, Below average | 16 | 0.7% | 13.5% |
| 29 | FIRST COLONY MORTGAGE CORPORATION | 15 | 0.7% | — |
| 30 | FREEDOM MORTGAGE CORPORATION | 15 | 0.7% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 15 | 0.7% | 3.0% |
| 32 | GUILD MORTGAGE COMPANY | 12 | 0.6% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.6% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.5% | 32.9% |
| 35 | MOVEMENT MORTGAGE, LLC | 10 | 0.5% | — |
| 36 | Peoples State Bank 56 out of 100, Moderate | 10 | 0.5% | 11.4% |
| 37 | GUARANTEED RATE, INC. | 9 | 0.4% | — |
| 38 | LEADERONE FINANCIAL CORPORATION | 9 | 0.4% | — |
| 39 | MARINE CREDIT UNION 53 out of 100, Below average | 9 | 0.4% | 44.9% |
| 40 | KIND LENDING, LLC | 9 | 0.4% | — |
Top 40 of 187 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps