Wisconsin · HMDA 2025
Mortgage lenders in Sawyer County, WI
166 lenders reported 845 home-loan applications in Sawyer County in 2025. 533 closed as loans ($141.5M), 118 were denied — a 17.2% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 24% of applications, led by Johnson Financial Group. 22 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 845
- Loans originated
- 533
- Purchase / refinance
- 266 / 132
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sawyer County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Johnson Financial Group 73 out of 100, Strong | 105 | 12.4% | 7.8% |
| 2 | Frandsen Bank & Trust 71 out of 100, Strong | 51 | 6.0% | 7.9% |
| 3 | Superior Choice Credit Union 56 out of 100, Moderate | 48 | 5.7% | 22.8% |
| 4 | Royal Credit Union 73 out of 100, Strong | 43 | 5.1% | 11.3% |
| 5 | CROSSCOUNTRY MORTGAGE, INC. | 41 | 4.9% | — |
| 6 | Associated Bank, National Association | 37 | 4.4% | — |
| 7 | Chippewa Valley Bank 74 out of 100, Strong | 35 | 4.1% | 6.3% |
| 8 | Rocket Mortgage, LLC | 27 | 3.2% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 21 | 2.5% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 20 | 2.4% | 39.5% |
| 11 | WESTCONSIN Credit Union 78 out of 100, Strong | 19 | 2.2% | 15.4% |
| 12 | Mortgage Research Center, LLC | 18 | 2.1% | — |
| 13 | ALTRA Federal Credit Union 78 out of 100, Strong | 14 | 1.7% | 9.3% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.3% | 14.1% |
| 15 | Broker Solutions, Inc. | 11 | 1.3% | — |
| 16 | Dairy State Bank 80 out of 100, Strong | 10 | 1.2% | 20.3% |
| 17 | Summit Credit Union | 10 | 1.2% | — |
| 18 | Bankers' Bank 69 out of 100, Moderate | 10 | 1.2% | 13.0% |
| 19 | NEWREZ LLC | 9 | 1.1% | — |
| 20 | GUARANTEED RATE, INC. | 9 | 1.1% | — |
| 21 | Bell Bank 59 out of 100, Moderate | 9 | 1.1% | 7.1% |
| 22 | MARINE CREDIT UNION 53 out of 100, Below average | 8 | 0.9% | 44.9% |
| 23 | COMPEER FINANCIAL, FLCA | 8 | 0.9% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 8 | 0.9% | 3.0% |
| 25 | FIGURE LENDING LLC | 7 | 0.8% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.7% | 44.7% |
| 27 | Wings Financial Credit Union | 6 | 0.7% | — |
| 28 | Citizens Community Federal National Association 50 out of 100, Below average | 6 | 0.7% | 9.4% |
| 29 | The Huntington National Bank 59 out of 100, Moderate | 5 | 0.6% | 31.6% |
| 30 | AmeriSave Mortgage Corporation | 5 | 0.6% | — |
| 31 | Indianhead Credit Union 86 out of 100, Very strong | 5 | 0.6% | 9.5% |
| 32 | BMO Bank National Association 83 out of 100, Strong | 5 | 0.6% | 40.5% |
| 33 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 5 | 0.6% | 22.2% |
| 34 | CMG MORTGAGE, INC. | 4 | 0.5% | — |
| 35 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 0.5% | — |
| 36 | Discover Bank | 4 | 0.5% | — |
| 37 | University of Wisconsin Credit Union 68 out of 100, Moderate | 4 | 0.5% | 15.4% |
| 38 | FIREFIGHTERS CREDIT UNION | 4 | 0.5% | — |
| 39 | Bank First, N.A. 68 out of 100, Moderate | 4 | 0.5% | 9.2% |
| 40 | NATIONSTAR MORTGAGE LLC | 4 | 0.5% | — |
Top 40 of 166 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps