Wisconsin · HMDA 2025
Mortgage lenders in Vilas County, WI
212 lenders reported 1,354 home-loan applications in Vilas County in 2025. 833 closed as loans ($253.1M), 174 were denied — a 16.3% denial rate on decided applications, close to the Wisconsin rate of 16.2%. The three most active lenders handled 25% of applications, led by Nicolet National Bank. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,354
- Loans originated
- 833
- Purchase / refinance
- 389 / 288
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Vilas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Nicolet National Bank 64 out of 100, Moderate | 149 | 11.0% | 4.5% |
| 2 | Associated Bank, National Association | 94 | 6.9% | — |
| 3 | BMO Bank National Association 58 out of 100, Moderate | 92 | 6.8% | 40.5% |
| 4 | Summit Credit Union | 58 | 4.3% | — |
| 5 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 55 | 4.1% | 10.2% |
| 6 | Rocket Mortgage, LLC | 53 | 3.9% | — |
| 7 | IncredibleBank 57 out of 100, Moderate | 39 | 2.9% | 11.9% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 34 | 2.5% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 33 | 2.4% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 30 | 2.2% | 39.5% |
| 11 | University of Wisconsin Credit Union 68 out of 100, Moderate | 28 | 2.1% | 15.4% |
| 12 | Peoples State Bank 56 out of 100, Moderate | 27 | 2.0% | 11.4% |
| 13 | NEWREZ LLC | 25 | 1.8% | — |
| 14 | Loandepot.Com, LLC | 23 | 1.7% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 22 | 1.6% | 14.1% |
| 16 | Ixonia Bank 67 out of 100, Moderate | 22 | 1.6% | 4.7% |
| 17 | Johnson Financial Group 73 out of 100, Strong | 18 | 1.3% | 7.8% |
| 18 | Mortgage Research Center, LLC | 16 | 1.2% | — |
| 19 | GUILD MORTGAGE COMPANY | 13 | 1.0% | — |
| 20 | Forward Bank 64 out of 100, Moderate | 13 | 1.0% | 4.2% |
| 21 | Bank Five Nine 54 out of 100, Below average | 13 | 1.0% | 4.8% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 0.9% | 32.9% |
| 23 | Fairway Independent Mortgage Corporation | 11 | 0.8% | — |
| 24 | GUARANTEED RATE, INC. | 11 | 0.8% | — |
| 25 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 11 | 0.8% | 9.1% |
| 26 | The Huntington National Bank 59 out of 100, Moderate | 9 | 0.7% | 31.6% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 9 | 0.7% | 44.7% |
| 28 | Landmark Credit Union | 9 | 0.7% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 9 | 0.7% | 3.0% |
| 30 | AmeriSave Mortgage Corporation | 8 | 0.6% | — |
| 31 | FOX COMMUNITIES Credit Union 73 out of 100, Strong | 8 | 0.6% | 4.0% |
| 32 | NEW DAY FINANCIAL, LLC | 8 | 0.6% | — |
| 33 | CAPITAL Credit Union | 8 | 0.6% | — |
| 34 | Broker Solutions, Inc. | 7 | 0.5% | — |
| 35 | Discover Bank | 7 | 0.5% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.5% | — |
| 37 | Connexus Credit Union 37 out of 100, Low | 7 | 0.5% | 60.0% |
| 38 | Bank First, N.A. 68 out of 100, Moderate | 7 | 0.5% | 9.2% |
| 39 | EDUCATORS CREDIT UNION | 7 | 0.5% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 7 | 0.5% | — |
Top 40 of 212 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps