HMDA 2025
Mortgage lenders in Montana
Lenders reported 41,392 home-loan applications for properties in Montana in 2025; 22,968 became loans and the denial rate on decided applications was 18.7%. The busiest county was Yellowstone County with 7,292 applications.
Most active lenders across Montana's counties
- Glacier Bank 3,017 applications
- Stockman Bank of Montana 2,911 applications
- Rocket Mortgage, LLC 2,043 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 1,859 applications
- Opportunity Bank of Montana 1,600 applications
- PENNYMAC LOAN SERVICES, LLC 1,296 applications
- EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1,135 applications
- NEWREZ LLC 1,114 applications
- FREEDOM MORTGAGE CORPORATION 1,043 applications
- U.S. Bank National Association 1,041 applications
- First Interstate Bank 977 applications
- JPMorgan Chase Bank, National Association 956 applications
- Mortgage Research Center, LLC 940 applications
- CROSSCOUNTRY MORTGAGE, INC. 906 applications
- GUARANTEED RATE, INC. 748 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Beaverhead County | 293 | 69 | 19.5% | 93 / 46 |
| Big Horn County | 151 | 56 | 34.2% | 33 / 30 |
| Blaine County | 76 | 32 | 39.2% | 19 / 9 |
| Broadwater County | 487 | 87 | 18.6% | 136 / 84 |
| Carbon County | 522 | 95 | 18.3% | 152 / 106 |
| Carter County | 10 | 7 | 25.0% | 4 / 2 |
| Cascade County | 3,584 | 166 | 17.9% | 1,022 / 639 |
| Chouteau County | 107 | 39 | 15.5% | 32 / 17 |
| Custer County | 377 | 53 | 18.6% | 115 / 64 |
| Daniels County | 27 | 16 | 15.8% | 8 / 4 |
| Dawson County | 218 | 57 | 19.3% | 69 / 31 |
| Deer Lodge County | 360 | 77 | 17.3% | 100 / 78 |
| Fallon County | 37 | 23 | 8.0% | 15 / 7 |
| Fergus County | 366 | 74 | 19.8% | 82 / 69 |
| Flathead County | 4,664 | 259 | 19.7% | 1,235 / 943 |
| Gallatin County | 4,670 | 269 | 16.9% | 1,457 / 713 |
| Garfield County | 19 | 13 | 46.7% | 3 / 4 |
| Glacier County | 169 | 46 | 30.3% | 39 / 19 |
| Golden Valley County | 29 | 16 | 13.3% | 7 / 2 |
| Granite County | 148 | 66 | 18.2% | 34 / 28 |
| Hill County | 394 | 65 | 17.5% | 136 / 65 |
| Jefferson County | 627 | 101 | 20.9% | 144 / 118 |
| Judith Basin County | 54 | 27 | 13.2% | 14 / 12 |
| Lake County | 1,019 | 144 | 23.2% | 207 / 193 |
| Lewis and Clark County | 3,181 | 184 | 17.1% | 893 / 532 |
| Liberty County | 38 | 21 | 14.3% | 19 / 4 |
| Lincoln County | 864 | 121 | 22.3% | 213 / 149 |
| Madison County | 612 | 133 | 18.8% | 162 / 127 |
| McCone County | 23 | 16 | 10.5% | 11 / 5 |
| Meagher County | 44 | 27 | 18.4% | 9 / 13 |
| Mineral County | 243 | 67 | 21.7% | 60 / 50 |
| Missoula County | 4,001 | 211 | 17.4% | 1,108 / 660 |
| Musselshell County | 215 | 69 | 33.6% | 37 / 37 |
| Park County | 709 | 122 | 22.4% | 156 / 145 |
| Petroleum County | 8 | 7 | 57.1% | 2 / 0 |
| Phillips County | 86 | 42 | 17.2% | 32 / 10 |
| Pondera County | 161 | 46 | 22.3% | 47 / 20 |
| Powder River County | 28 | 18 | 33.3% | 9 / 3 |
| Powell County | 175 | 63 | 22.5% | 46 / 29 |
| Prairie County | 18 | 12 | 7.1% | 10 / 2 |
| Ravalli County | 1,649 | 145 | 19.3% | 418 / 295 |
| Richland County | 299 | 68 | 21.4% | 108 / 40 |
| Roosevelt County | 108 | 33 | 29.1% | 31 / 15 |
| Rosebud County | 141 | 42 | 24.1% | 31 / 25 |
| Sanders County | 433 | 87 | 29.3% | 84 / 75 |
| Sheridan County | 77 | 28 | 24.1% | 21 / 16 |
| Silver Bow County | 1,444 | 142 | 17.6% | 430 / 271 |
| Stillwater County | 467 | 86 | 19.0% | 124 / 86 |
| Sweet Grass County | 101 | 39 | 18.5% | 19 / 25 |
| Teton County | 222 | 53 | 18.8% | 70 / 43 |
| Toole County | 104 | 45 | 17.6% | 37 / 13 |
| Treasure County | 19 | 16 | 45.5% | 2 / 3 |
| Valley County | 163 | 50 | 18.9% | 55 / 30 |
| Wheatland County | 43 | 27 | 32.3% | 10 / 8 |
| Wibaux County | 16 | 8 | 28.6% | 6 / 1 |
| Yellowstone County | 7,292 | 230 | 16.8% | 2,338 / 1,161 |