Alabama · HMDA 2025
Mortgage lenders in Bibb County, AL
117 lenders reported 758 home-loan applications in Bibb County in 2025. 299 closed as loans ($50.8M), 206 were denied — a 37.2% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 33% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 758
- Loans originated
- 299
- Purchase / refinance
- 167 / 92
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bibb County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 164 | 21.6% | — |
| 2 | 21st Mortgage Corporation | 56 | 7.4% | — |
| 3 | FirstBank 59 out of 100, Moderate | 33 | 4.4% | 42.8% |
| 4 | Rocket Mortgage, LLC | 31 | 4.1% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 30 | 4.0% | 43.1% |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 29 | 3.8% | — |
| 7 | MOVEMENT MORTGAGE, LLC | 27 | 3.6% | — |
| 8 | AMERICA'S FIRST | 20 | 2.6% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 18 | 2.4% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 17 | 2.2% | — |
| 11 | First Federal Bank, A FSB 55 out of 100, Moderate | 17 | 2.2% | 4.5% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 2.0% | — |
| 13 | ALABAMA ONE | 14 | 1.8% | — |
| 14 | Trustmark National Bank 62 out of 100, Moderate | 14 | 1.8% | 14.7% |
| 15 | NEWREZ LLC | 11 | 1.5% | — |
| 16 | GUILD MORTGAGE COMPANY | 11 | 1.5% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 10 | 1.3% | — |
| 18 | AmeriSave Mortgage Corporation | 9 | 1.2% | — |
| 19 | Renasant Bank 64 out of 100, Moderate | 9 | 1.2% | 11.6% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.1% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 8 | 1.1% | — |
| 22 | Broker Solutions, Inc. | 7 | 0.9% | — |
| 23 | PLANET HOME LENDING, LLC | 7 | 0.9% | — |
| 24 | AVADIAN | 7 | 0.9% | — |
| 25 | Mortgage Research Center, LLC | 6 | 0.8% | — |
| 26 | PLAZA HOME MORTGAGE, INC. | 6 | 0.8% | — |
| 27 | First Financial Bank | 6 | 0.8% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.7% | — |
| 29 | STOCKTON MORTGAGE CORPORATION | 5 | 0.7% | — |
| 30 | TOWNE MORTGAGE COMPANY | 5 | 0.7% | — |
| 31 | First US Bank 67 out of 100, Moderate | 5 | 0.7% | 30.8% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.5% | 32.9% |
| 33 | Discover Bank | 4 | 0.5% | — |
| 34 | SPRING EQ, LLC | 4 | 0.5% | — |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.5% | 39.5% |
| 36 | United Community Bank 67 out of 100, Moderate | 4 | 0.5% | 25.4% |
| 37 | Coastal Community Bank 35 out of 100, Low | 4 | 0.5% | 3.0% |
| 38 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.4% | 14.1% |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.4% | 32.5% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.4% | 22.2% |
Top 40 of 117 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps