Alabama · HMDA 2025
Mortgage lenders in Blount County, AL
203 lenders reported 2,557 home-loan applications in Blount County in 2025. 1,273 closed as loans ($230.8M), 494 were denied — a 26.2% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 21% of applications, led by The Hometown Bank of Alabama. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,557
- Loans originated
- 1,273
- Purchase / refinance
- 672 / 361
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Blount County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Hometown Bank of Alabama 57 out of 100, Moderate | 228 | 8.9% | 17.1% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 152 | 5.9% | — |
| 3 | 21st Mortgage Corporation | 145 | 5.7% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 113 | 4.4% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 111 | 4.3% | 43.1% |
| 6 | Rocket Mortgage, LLC | 109 | 4.3% | — |
| 7 | UNION HOME MORTGAGE CORP. | 70 | 2.7% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 67 | 2.6% | — |
| 9 | AMERICA'S FIRST | 64 | 2.5% | — |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 48 | 1.9% | — |
| 11 | GUILD MORTGAGE COMPANY | 46 | 1.8% | — |
| 12 | Mortgage Research Center, LLC | 46 | 1.8% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 44 | 1.7% | — |
| 14 | Loandepot.Com, LLC | 39 | 1.5% | — |
| 15 | FirstBank 59 out of 100, Moderate | 39 | 1.5% | 42.8% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 36 | 1.4% | 14.1% |
| 17 | Prosperity Home Mortgage, LLC | 36 | 1.4% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 34 | 1.3% | — |
| 19 | Truist Bank 63 out of 100, Moderate | 33 | 1.3% | 40.8% |
| 20 | Fairway Independent Mortgage Corporation | 32 | 1.3% | — |
| 21 | AmeriSave Mortgage Corporation | 32 | 1.3% | — |
| 22 | Cadence Bank | 32 | 1.3% | — |
| 23 | NEWREZ LLC | 31 | 1.2% | — |
| 24 | PNC Bank, National Association 62 out of 100, Moderate | 27 | 1.1% | 33.8% |
| 25 | FIGURE LENDING LLC | 26 | 1.0% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 26 | 1.0% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 26 | 1.0% | 3.0% |
| 28 | GUARANTEED RATE, INC. | 25 | 1.0% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 25 | 1.0% | — |
| 30 | SPRING EQ, LLC | 23 | 0.9% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 0.9% | — |
| 32 | PLANET HOME LENDING, LLC | 22 | 0.9% | — |
| 33 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 22 | 0.9% | 23.2% |
| 34 | MOVEMENT MORTGAGE, LLC | 20 | 0.8% | — |
| 35 | Broker Solutions, Inc. | 20 | 0.8% | — |
| 36 | EvaBank | 19 | 0.7% | — |
| 37 | MORTGAGE INVESTORS GROUP, INC. | 18 | 0.7% | — |
| 38 | AVADIAN | 16 | 0.6% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 16 | 0.6% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 0.6% | 32.9% |
Top 40 of 203 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps