Alabama · HMDA 2025
Mortgage lenders in Cleburne County, AL
135 lenders reported 643 home-loan applications in Cleburne County in 2025. 283 closed as loans ($50.1M), 140 were denied — a 30.3% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 26% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 643
- Loans originated
- 283
- Purchase / refinance
- 149 / 86
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cleburne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 102 | 15.9% | — |
| 2 | 21st Mortgage Corporation | 32 | 5.0% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 32 | 5.0% | — |
| 4 | Rocket Mortgage, LLC | 31 | 4.8% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 4.4% | — |
| 6 | FirstBank 59 out of 100, Moderate | 20 | 3.1% | 42.8% |
| 7 | Regions Bank 64 out of 100, Moderate | 18 | 2.8% | 43.1% |
| 8 | First Bank of Alabama | 17 | 2.6% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 15 | 2.3% | 40.8% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 15 | 2.3% | — |
| 11 | PLANET HOME LENDING, LLC | 14 | 2.2% | — |
| 12 | Magnolia Bank, Incorporated 49 out of 100, Below average | 13 | 2.0% | 10.3% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.9% | 14.1% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.7% | — |
| 15 | Metro Bank | 10 | 1.6% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 1.4% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 9 | 1.4% | — |
| 18 | NobleBank & Trust | 9 | 1.4% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.1% | 32.9% |
| 20 | CANOPY MORTGAGE, LLC | 7 | 1.1% | — |
| 21 | United Community Bank 67 out of 100, Moderate | 7 | 1.1% | 25.4% |
| 22 | NEWREZ LLC | 6 | 0.9% | — |
| 23 | Fairway Independent Mortgage Corporation | 6 | 0.9% | — |
| 24 | Broker Solutions, Inc. | 6 | 0.9% | — |
| 25 | AmeriSave Mortgage Corporation | 6 | 0.9% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 6 | 0.9% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 6 | 0.9% | 3.0% |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.8% | 33.8% |
| 29 | Mortgage Research Center, LLC | 5 | 0.8% | — |
| 30 | FREEDOM MORTGAGE CORPORATION | 5 | 0.8% | — |
| 31 | GUILD MORTGAGE COMPANY | 4 | 0.6% | — |
| 32 | AMERICAN FINANCIAL RESOURCES, INC. | 4 | 0.6% | — |
| 33 | Liberty | 4 | 0.6% | — |
| 34 | AMERICA'S FIRST | 4 | 0.6% | — |
| 35 | FAMILY SAVINGS CREDIT UNION 55 out of 100, Moderate | 4 | 0.6% | 11.7% |
| 36 | TOWNE MORTGAGE COMPANY | 4 | 0.6% | — |
| 37 | UNION HOME MORTGAGE CORP. | 4 | 0.6% | — |
| 38 | SUCCESS MORTGAGE PARTNERS, INC. | 4 | 0.6% | — |
| 39 | MORTGAGE INVESTORS GROUP, INC. | 4 | 0.6% | — |
| 40 | CMG MORTGAGE, INC. | 3 | 0.5% | — |
Top 40 of 135 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps