Alabama · HMDA 2025
Mortgage lenders in Coosa County, AL
95 lenders reported 397 home-loan applications in Coosa County in 2025. 161 closed as loans ($33.7M), 108 were denied — a 37.8% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 28% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 397
- Loans originated
- 161
- Purchase / refinance
- 78 / 55
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Coosa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 62 | 15.6% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 7.8% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 19 | 4.8% | — |
| 4 | FirstBank 59 out of 100, Moderate | 16 | 4.0% | 42.8% |
| 5 | MORIA DEVELOPMENT, INC. | 15 | 3.8% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 14 | 3.5% | 43.1% |
| 7 | Rocket Mortgage, LLC | 13 | 3.3% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 2.8% | — |
| 9 | River Bank & Trust | 11 | 2.8% | — |
| 10 | SOUTHWEST STAGE FUNDING, LLC | 10 | 2.5% | — |
| 11 | ALABAMA ONE | 9 | 2.3% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 8 | 2.0% | — |
| 13 | Mortgage Research Center, LLC | 8 | 2.0% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 2.0% | — |
| 15 | NEWREZ LLC | 7 | 1.8% | — |
| 16 | Broker Solutions, Inc. | 7 | 1.8% | — |
| 17 | MAX Credit Union 89 out of 100, Very strong | 7 | 1.8% | 27.0% |
| 18 | Fairway Independent Mortgage Corporation | 6 | 1.5% | — |
| 19 | Truist Bank 63 out of 100, Moderate | 5 | 1.3% | 40.8% |
| 20 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 1.3% | 74.7% |
| 21 | MOVEMENT MORTGAGE, LLC | 4 | 1.0% | — |
| 22 | Loandepot.Com, LLC | 4 | 1.0% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.0% | — |
| 24 | Heritage South Credit Union 63 out of 100, Moderate | 4 | 1.0% | 18.0% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.8% | 32.9% |
| 26 | AmeriSave Mortgage Corporation | 3 | 0.8% | — |
| 27 | GUILD MORTGAGE COMPANY | 3 | 0.8% | — |
| 28 | SPRING EQ, LLC | 3 | 0.8% | — |
| 29 | THE LOAN STORE, INC. | 3 | 0.8% | — |
| 30 | PLANET HOME LENDING, LLC | 3 | 0.8% | — |
| 31 | AMERICA'S FIRST | 3 | 0.8% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 3 | 0.8% | — |
| 33 | KIND LENDING, LLC | 3 | 0.8% | — |
| 34 | STOCKTON MORTGAGE CORPORATION | 3 | 0.8% | — |
| 35 | PHH Mortgage Corporation | 3 | 0.8% | — |
| 36 | APCO EMPLOYEES | 3 | 0.8% | — |
| 37 | Mutual Savings Credit Union 65 out of 100, Moderate | 2 | 0.5% | 47.7% |
| 38 | FIGURE LENDING LLC | 2 | 0.5% | — |
| 39 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | 0.5% | — |
| 40 | AVADIAN | 2 | 0.5% | — |
Top 40 of 95 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps