Alabama · HMDA 2025
Mortgage lenders in Lawrence County, AL
151 lenders reported 1,538 home-loan applications in Lawrence County in 2025. 666 closed as loans ($109.9M), 373 were denied — a 33.6% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 26% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,538
- Loans originated
- 666
- Purchase / refinance
- 348 / 205
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lawrence County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 179 | 11.6% | — |
| 2 | 21st Mortgage Corporation | 129 | 8.4% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 96 | 6.2% | 43.1% |
| 4 | Bank Independent | 76 | 4.9% | — |
| 5 | Rocket Mortgage, LLC | 66 | 4.3% | — |
| 6 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 64 | 4.2% | 23.2% |
| 7 | CB&S Bank, Inc. | 53 | 3.4% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 44 | 2.9% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 44 | 2.9% | — |
| 10 | Broker Solutions, Inc. | 34 | 2.2% | — |
| 11 | NEWREZ LLC | 32 | 2.1% | — |
| 12 | Mortgage Research Center, LLC | 29 | 1.9% | — |
| 13 | Loandepot.Com, LLC | 26 | 1.7% | — |
| 14 | EvaBank | 26 | 1.7% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 1.5% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 23 | 1.5% | — |
| 17 | SouthPoint Bank | 22 | 1.4% | — |
| 18 | AmeriSave Mortgage Corporation | 20 | 1.3% | — |
| 19 | Synovus Bank | 18 | 1.2% | — |
| 20 | FirstBank 59 out of 100, Moderate | 17 | 1.1% | 42.8% |
| 21 | SPRING EQ, LLC | 15 | 1.0% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.0% | — |
| 23 | FIGURE LENDING LLC | 15 | 1.0% | — |
| 24 | PLANET HOME LENDING, LLC | 14 | 0.9% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 14 | 0.9% | — |
| 26 | STOCKTON MORTGAGE CORPORATION | 14 | 0.9% | — |
| 27 | Family Security Credit Union 95 out of 100, Very strong | 13 | 0.8% | 37.5% |
| 28 | SOUTHWEST STAGE FUNDING, LLC | 13 | 0.8% | — |
| 29 | Renasant Bank 64 out of 100, Moderate | 13 | 0.8% | 11.6% |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 12 | 0.8% | 32.5% |
| 31 | KIND LENDING, LLC | 12 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 12 | 0.8% | 3.0% |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 11 | 0.7% | — |
| 34 | PHH Mortgage Corporation | 11 | 0.7% | — |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 10 | 0.7% | 33.8% |
| 36 | NEW DAY FINANCIAL, LLC | 10 | 0.7% | — |
| 37 | Fairway Independent Mortgage Corporation | 9 | 0.6% | — |
| 38 | UNION HOME MORTGAGE CORP. | 9 | 0.6% | — |
| 39 | United Community Bank 67 out of 100, Moderate | 9 | 0.6% | 25.4% |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 8 | 0.5% | — |
Top 40 of 151 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps