Alabama · HMDA 2025
Mortgage lenders in Marengo County, AL
88 lenders reported 569 home-loan applications in Marengo County in 2025. 191 closed as loans ($32.3M), 171 were denied — a 42.1% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 36% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 569
- Loans originated
- 191
- Purchase / refinance
- 106 / 61
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Marengo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 106 | 18.6% | — |
| 2 | 21st Mortgage Corporation | 58 | 10.2% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 42 | 7.4% | — |
| 4 | Rocket Mortgage, LLC | 37 | 6.5% | — |
| 5 | Trustmark National Bank 62 out of 100, Moderate | 30 | 5.3% | 14.7% |
| 6 | Regions Bank 64 out of 100, Moderate | 24 | 4.2% | 43.1% |
| 7 | NEWREZ LLC | 17 | 3.0% | — |
| 8 | FirstBank 59 out of 100, Moderate | 15 | 2.6% | 42.8% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 2.5% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 14 | 2.5% | — |
| 11 | Robertson Banking Company | 13 | 2.3% | — |
| 12 | ALABAMA ONE | 10 | 1.8% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 1.4% | 32.9% |
| 14 | Loandepot.Com, LLC | 8 | 1.4% | — |
| 15 | AmeriSave Mortgage Corporation | 8 | 1.4% | — |
| 16 | Mortgage Research Center, LLC | 8 | 1.4% | — |
| 17 | Plains Commerce Bank 59 out of 100, Moderate | 8 | 1.4% | 10.0% |
| 18 | First Federal Bank, A FSB 55 out of 100, Moderate | 8 | 1.4% | 4.5% |
| 19 | NEW DAY FINANCIAL, LLC | 6 | 1.1% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.9% | — |
| 21 | PLANET HOME LENDING, LLC | 5 | 0.9% | — |
| 22 | TAMMAC HOLDINGS CORPORATION | 5 | 0.9% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 5 | 0.9% | — |
| 24 | MOVEMENT MORTGAGE, LLC | 4 | 0.7% | — |
| 25 | Broker Solutions, Inc. | 4 | 0.7% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 4 | 0.7% | — |
| 27 | FIDELITY BANK 64 out of 100, Moderate | 4 | 0.7% | 13.6% |
| 28 | LOWER, LLC | 4 | 0.7% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.7% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 4 | 0.7% | 3.0% |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.5% | 22.2% |
| 32 | Click n' Close, Inc. | 3 | 0.5% | — |
| 33 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 3 | 0.5% | 45.9% |
| 34 | STOCKTON MORTGAGE CORPORATION | 3 | 0.5% | — |
| 35 | Cadence Bank | 3 | 0.5% | — |
| 36 | PHH Mortgage Corporation | 3 | 0.5% | — |
| 37 | GUARANTEED RATE, INC. | 2 | 0.4% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.4% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.4% | 39.5% |
| 40 | Hamilton Mortgage Corporation | 2 | 0.4% | — |
Top 40 of 88 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps