Alabama · HMDA 2025
Mortgage lenders in Marshall County, AL
264 lenders reported 4,232 home-loan applications in Marshall County in 2025. 2,206 closed as loans ($507.3M), 652 were denied — a 22.0% denial rate on decided applications, below the Alabama rate of 24.7%. The three most active lenders handled 17% of applications, led by REDSTONE Federal Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,232
- Loans originated
- 2,206
- Purchase / refinance
- 1,106 / 810
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Marshall County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 272 | 6.4% | 23.2% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 216 | 5.1% | — |
| 3 | CANOPY MORTGAGE, LLC | 216 | 5.1% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 191 | 4.5% | — |
| 5 | Rocket Mortgage, LLC | 177 | 4.2% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 168 | 4.0% | 43.1% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 156 | 3.7% | — |
| 8 | FAMILY SAVINGS CREDIT UNION 55 out of 100, Moderate | 143 | 3.4% | 11.7% |
| 9 | 21st Mortgage Corporation | 133 | 3.1% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 133 | 3.1% | — |
| 11 | NEWREZ LLC | 117 | 2.8% | — |
| 12 | PLANET HOME LENDING, LLC | 85 | 2.0% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 85 | 2.0% | — |
| 14 | Cadence Bank | 84 | 2.0% | — |
| 15 | Liberty Bank 81 out of 100, Strong | 83 | 2.0% | 0.0% |
| 16 | Mortgage Research Center, LLC | 79 | 1.9% | — |
| 17 | Mortgage Right | 59 | 1.4% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 56 | 1.3% | — |
| 19 | Renasant Bank 64 out of 100, Moderate | 54 | 1.3% | 11.6% |
| 20 | Broker Solutions, Inc. | 43 | 1.0% | — |
| 21 | GMFS LLC | 42 | 1.0% | — |
| 22 | Citizens Bank & Trust 67 out of 100, Moderate | 41 | 1.0% | 10.7% |
| 23 | First Federal Bank, A FSB 55 out of 100, Moderate | 40 | 0.9% | 4.5% |
| 24 | FirstBank 59 out of 100, Moderate | 39 | 0.9% | 42.8% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 36 | 0.9% | 32.9% |
| 26 | Fairway Independent Mortgage Corporation | 36 | 0.9% | — |
| 27 | Hamilton Mortgage Corporation | 36 | 0.9% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 35 | 0.8% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 35 | 0.8% | 3.0% |
| 30 | AmeriSave Mortgage Corporation | 34 | 0.8% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 32 | 0.8% | 14.1% |
| 32 | Truist Bank 63 out of 100, Moderate | 31 | 0.7% | 40.8% |
| 33 | Loandepot.Com, LLC | 31 | 0.7% | — |
| 34 | FIRST COMMUNITY MORTGAGE, INC. | 29 | 0.7% | — |
| 35 | KIND LENDING, LLC | 28 | 0.7% | — |
| 36 | NEW DAY FINANCIAL, LLC | 28 | 0.7% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 27 | 0.6% | — |
| 38 | Peoples Independent Bank 75 out of 100, Strong | 27 | 0.6% | 12.9% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 25 | 0.6% | 22.2% |
| 40 | Peoples Bank of Alabama 76 out of 100, Strong | 25 | 0.6% | 22.4% |
Top 40 of 264 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps