Alabama · HMDA 2025
Mortgage lenders in Calhoun County, AL
250 lenders reported 4,767 home-loan applications in Calhoun County in 2025. 2,155 closed as loans ($361.7M), 934 were denied — a 28.2% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 18% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,767
- Loans originated
- 2,155
- Purchase / refinance
- 1,217 / 652
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Calhoun County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 311 | 6.5% | — |
| 2 | Rocket Mortgage, LLC | 286 | 6.0% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 273 | 5.7% | 43.1% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 164 | 3.4% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 146 | 3.1% | — |
| 6 | Ameris Bank 67 out of 100, Moderate | 144 | 3.0% | 10.5% |
| 7 | Mortgage Research Center, LLC | 135 | 2.8% | — |
| 8 | 21st Mortgage Corporation | 129 | 2.7% | — |
| 9 | NEWREZ LLC | 113 | 2.4% | — |
| 10 | Fairway Independent Mortgage Corporation | 111 | 2.3% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 102 | 2.1% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 95 | 2.0% | — |
| 13 | AmeriSave Mortgage Corporation | 85 | 1.8% | — |
| 14 | FirstBank 59 out of 100, Moderate | 79 | 1.7% | 42.8% |
| 15 | PLANET HOME LENDING, LLC | 76 | 1.6% | — |
| 16 | ACOPIA, LLC | 76 | 1.6% | — |
| 17 | Emblem Credit Union 72 out of 100, Strong | 73 | 1.5% | 28.7% |
| 18 | NATIONSTAR MORTGAGE LLC | 69 | 1.4% | — |
| 19 | AMERICA'S FIRST | 68 | 1.4% | — |
| 20 | SUCCESS MORTGAGE PARTNERS, INC. | 68 | 1.4% | — |
| 21 | Broker Solutions, Inc. | 61 | 1.3% | — |
| 22 | NEW DAY FINANCIAL, LLC | 61 | 1.3% | — |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 59 | 1.2% | — |
| 24 | Loandepot.Com, LLC | 57 | 1.2% | — |
| 25 | SouthPoint Bank | 57 | 1.2% | — |
| 26 | Truist Bank 63 out of 100, Moderate | 56 | 1.2% | 40.8% |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 56 | 1.2% | 33.8% |
| 28 | BPL MORTGAGE TRUST, LLC | 53 | 1.1% | — |
| 29 | Kiavi Funding, Inc. | 53 | 1.1% | — |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 49 | 1.0% | 14.1% |
| 31 | GUILD MORTGAGE COMPANY | 48 | 1.0% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 46 | 1.0% | — |
| 33 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 46 | 1.0% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 43 | 0.9% | 32.9% |
| 35 | First Federal Bank, A FSB 55 out of 100, Moderate | 41 | 0.9% | 4.5% |
| 36 | FIGURE LENDING LLC | 40 | 0.8% | — |
| 37 | TOWNE MORTGAGE COMPANY | 39 | 0.8% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 36 | 0.8% | — |
| 39 | AlaTrust Credit Union 75 out of 100, Strong | 35 | 0.7% | 51.5% |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 34 | 0.7% | — |
Top 40 of 250 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps