Alabama · HMDA 2025
Mortgage lenders in Pickens County, AL
88 lenders reported 548 home-loan applications in Pickens County in 2025. 243 closed as loans ($34.7M), 112 were denied — a 29.2% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 21% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 548
- Loans originated
- 243
- Purchase / refinance
- 134 / 78
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pickens County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 45 | 8.2% | — |
| 2 | 21st Mortgage Corporation | 35 | 6.4% | — |
| 3 | West Alabama Bank & Trust | 34 | 6.2% | — |
| 4 | ALABAMA ONE | 29 | 5.3% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 28 | 5.1% | — |
| 6 | BankFirst Financial Services 69 out of 100, Moderate | 26 | 4.7% | 7.5% |
| 7 | Rocket Mortgage, LLC | 23 | 4.2% | — |
| 8 | First Federal Bank, A FSB 55 out of 100, Moderate | 23 | 4.2% | 4.5% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 18 | 3.3% | — |
| 10 | FirstBank 59 out of 100, Moderate | 18 | 3.3% | 42.8% |
| 11 | MOVEMENT MORTGAGE, LLC | 16 | 2.9% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 2.9% | — |
| 13 | Regions Bank 64 out of 100, Moderate | 15 | 2.7% | 43.1% |
| 14 | Mortgage Research Center, LLC | 13 | 2.4% | — |
| 15 | Broker Solutions, Inc. | 12 | 2.2% | — |
| 16 | AmeriSave Mortgage Corporation | 11 | 2.0% | — |
| 17 | Cadence Bank | 11 | 2.0% | — |
| 18 | PLANET HOME LENDING, LLC | 9 | 1.6% | — |
| 19 | NEW DAY FINANCIAL, LLC | 9 | 1.6% | — |
| 20 | United Community Bank 67 out of 100, Moderate | 9 | 1.6% | 25.4% |
| 21 | FREEDOM MORTGAGE CORPORATION | 8 | 1.5% | — |
| 22 | TAMMAC HOLDINGS CORPORATION | 7 | 1.3% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.1% | — |
| 24 | Equity Prime Mortgage LLC | 6 | 1.1% | — |
| 25 | TOWNE MORTGAGE COMPANY | 6 | 1.1% | — |
| 26 | UNION HOME MORTGAGE CORP. | 6 | 1.1% | — |
| 27 | STOCKTON MORTGAGE CORPORATION | 5 | 0.9% | — |
| 28 | Magnolia Bank, Incorporated 49 out of 100, Below average | 5 | 0.9% | 10.3% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.7% | 32.9% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.7% | 14.1% |
| 31 | Renasant Bank 64 out of 100, Moderate | 4 | 0.7% | 11.6% |
| 32 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | 0.7% | — |
| 33 | Trustmark National Bank 62 out of 100, Moderate | 4 | 0.7% | 14.7% |
| 34 | Loandepot.Com, LLC | 3 | 0.5% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.5% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.5% | — |
| 37 | NEWREZ LLC | 2 | 0.4% | — |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.4% | 32.5% |
| 39 | GUILD MORTGAGE COMPANY | 2 | 0.4% | — |
| 40 | Sunflower Bank, National Association 51 out of 100, Below average | 2 | 0.4% | 5.8% |
Top 40 of 88 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps