Alabama · HMDA 2025
Mortgage lenders in Russell County, AL
205 lenders reported 2,961 home-loan applications in Russell County in 2025. 1,387 closed as loans ($305.5M), 470 were denied — a 24.0% denial rate on decided applications, close to the Alabama rate of 24.7%. The three most active lenders handled 18% of applications, led by Mortgage Research Center, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,961
- Loans originated
- 1,387
- Purchase / refinance
- 726 / 515
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Russell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mortgage Research Center, LLC | 212 | 7.2% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 166 | 5.6% | — |
| 3 | FREEDOM MORTGAGE CORPORATION | 163 | 5.5% | — |
| 4 | Rocket Mortgage, LLC | 141 | 4.8% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 131 | 4.4% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 112 | 3.8% | — |
| 7 | CMG MORTGAGE, INC. | 109 | 3.7% | — |
| 8 | CANOPY MORTGAGE, LLC | 109 | 3.7% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 108 | 3.6% | 32.9% |
| 10 | PLANET HOME LENDING, LLC | 82 | 2.8% | — |
| 11 | Synovus Bank | 76 | 2.6% | — |
| 12 | NEWREZ LLC | 75 | 2.5% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 74 | 2.5% | — |
| 14 | VILLAGE CAPITAL & INVESTMENT LLC | 56 | 1.9% | — |
| 15 | AmeriSave Mortgage Corporation | 51 | 1.7% | — |
| 16 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 48 | 1.6% | — |
| 17 | Broker Solutions, Inc. | 44 | 1.5% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 43 | 1.5% | — |
| 19 | NEW DAY FINANCIAL, LLC | 43 | 1.5% | — |
| 20 | 21st Mortgage Corporation | 42 | 1.4% | — |
| 21 | Loandepot.Com, LLC | 38 | 1.3% | — |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 36 | 1.2% | — |
| 23 | Regions Bank 64 out of 100, Moderate | 35 | 1.2% | 43.1% |
| 24 | Phenix-Girard Bank 71 out of 100, Strong | 35 | 1.2% | 1.8% |
| 25 | NATIONSTAR MORTGAGE LLC | 33 | 1.1% | — |
| 26 | GUILD MORTGAGE COMPANY | 31 | 1.0% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 30 | 1.0% | 14.1% |
| 28 | SPRING EQ, LLC | 26 | 0.9% | — |
| 29 | FIGURE LENDING LLC | 23 | 0.8% | — |
| 30 | USAA Federal Savings Bank 64 out of 100, Moderate | 23 | 0.8% | 37.2% |
| 31 | GUARANTEED RATE, INC. | 21 | 0.7% | — |
| 32 | Truist Bank 63 out of 100, Moderate | 20 | 0.7% | 40.8% |
| 33 | Kiavi Funding, Inc. | 20 | 0.7% | — |
| 34 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 20 | 0.7% | — |
| 35 | Renasant Bank 64 out of 100, Moderate | 19 | 0.6% | 11.6% |
| 36 | AMERICAN PACIFIC MORTGAGE CORPORATION | 19 | 0.6% | — |
| 37 | Northpointe Bank 58 out of 100, Moderate | 19 | 0.6% | 10.4% |
| 38 | MOVEMENT MORTGAGE, LLC | 18 | 0.6% | — |
| 39 | KINETIC FEDERAL CREDIT UNION 66 out of 100, Moderate | 18 | 0.6% | 35.5% |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 16 | 0.5% | 44.7% |
Top 40 of 205 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps