Arkansas · HMDA 2025
Mortgage lenders in Arkansas County, AR
95 lenders reported 600 home-loan applications in Arkansas County in 2025. 264 closed as loans ($34.4M), 113 were denied — a 29.0% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 33% of applications, led by FIRSTTRUST HOME LOANS, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 600
- Loans originated
- 264
- Purchase / refinance
- 168 / 61
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Arkansas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRSTTRUST HOME LOANS, INC. | 68 | 11.3% | — |
| 2 | Southern Bancorp Bank 61 out of 100, Moderate | 66 | 11.0% | 12.4% |
| 3 | The Farmers & Merchants Bank 67 out of 100, Moderate | 61 | 10.2% | 14.9% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 34 | 5.7% | — |
| 5 | 21st Mortgage Corporation | 28 | 4.7% | — |
| 6 | Rocket Mortgage, LLC | 21 | 3.5% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 3.2% | — |
| 8 | Cadence Bank | 18 | 3.0% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 2.8% | — |
| 10 | PLANET HOME LENDING, LLC | 15 | 2.5% | — |
| 11 | NEWREZ LLC | 13 | 2.2% | — |
| 12 | Fairway Independent Mortgage Corporation | 13 | 2.2% | — |
| 13 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 11 | 1.8% | 31.7% |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 10 | 1.7% | — |
| 15 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 10 | 1.7% | — |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 9 | 1.5% | 74.7% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.2% | 14.1% |
| 18 | AmeriSave Mortgage Corporation | 7 | 1.2% | — |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 1.2% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 6 | 1.0% | — |
| 21 | Loandepot.Com, LLC | 5 | 0.8% | — |
| 22 | Broker Solutions, Inc. | 5 | 0.8% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 5 | 0.8% | — |
| 24 | Centennial Bank 79 out of 100, Strong | 5 | 0.8% | 23.4% |
| 25 | MORTGAGE FINANCIAL SERVICES, LLC | 5 | 0.8% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 5 | 0.8% | 3.0% |
| 27 | Mortgage Research Center, LLC | 4 | 0.7% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.7% | 44.7% |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.7% | — |
| 30 | Simmons Bank 60 out of 100, Moderate | 4 | 0.7% | 26.5% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.5% | 32.9% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.5% | 22.2% |
| 33 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.5% | — |
| 34 | Discover Bank | 3 | 0.5% | — |
| 35 | Regions Bank 64 out of 100, Moderate | 3 | 0.5% | 43.1% |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.5% | — |
| 37 | FIGURE LENDING LLC | 3 | 0.5% | — |
| 38 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.5% | — |
| 39 | Bank of England 57 out of 100, Moderate | 3 | 0.5% | 8.4% |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.5% | — |
Top 40 of 95 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps