Arkansas · HMDA 2025
Mortgage lenders in Jefferson County, AR
154 lenders reported 1,958 home-loan applications in Jefferson County in 2025. 814 closed as loans ($134.4M), 427 were denied — a 32.8% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,958
- Loans originated
- 814
- Purchase / refinance
- 488 / 215
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 103 | 5.3% | — |
| 2 | MORTGAGE FINANCIAL SERVICES, LLC | 93 | 4.7% | — |
| 3 | PINE BLUFF COTTON BELT Federal Credit Union | 87 | 4.4% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 84 | 4.3% | — |
| 5 | FIRSTTRUST HOME LOANS, INC. | 78 | 4.0% | — |
| 6 | Simmons Bank 60 out of 100, Moderate | 77 | 3.9% | 26.5% |
| 7 | 21st Mortgage Corporation | 75 | 3.8% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 63 | 3.2% | — |
| 9 | Fairway Independent Mortgage Corporation | 56 | 2.9% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 55 | 2.8% | 39.5% |
| 11 | Mortgage Research Center, LLC | 51 | 2.6% | — |
| 12 | NEWREZ LLC | 48 | 2.5% | — |
| 13 | AmeriSave Mortgage Corporation | 46 | 2.3% | — |
| 14 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 44 | 2.2% | 31.7% |
| 15 | PLANET HOME LENDING, LLC | 39 | 2.0% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 36 | 1.8% | — |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 36 | 1.8% | 44.7% |
| 18 | Loandepot.Com, LLC | 33 | 1.7% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 33 | 1.7% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 1.7% | — |
| 21 | NEW DAY FINANCIAL, LLC | 33 | 1.7% | — |
| 22 | Broker Solutions, Inc. | 32 | 1.6% | — |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 31 | 1.6% | — |
| 24 | Relyance Bank 76 out of 100, Strong | 29 | 1.5% | 12.0% |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 27 | 1.4% | 14.1% |
| 26 | NATIONSTAR MORTGAGE LLC | 25 | 1.3% | — |
| 27 | FIGURE LENDING LLC | 23 | 1.2% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 23 | 1.2% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 23 | 1.2% | 3.0% |
| 30 | SPRING EQ, LLC | 22 | 1.1% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 1.1% | 32.9% |
| 32 | Connect Bank 89 out of 100, Very strong | 21 | 1.1% | 24.2% |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 21 | 1.1% | — |
| 34 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 18 | 0.9% | 74.7% |
| 35 | Stone Bank 60 out of 100, Moderate | 18 | 0.9% | 2.1% |
| 36 | Regions Bank 64 out of 100, Moderate | 17 | 0.9% | 43.1% |
| 37 | Gateway Bank | 15 | 0.8% | — |
| 38 | Bank OZK 76 out of 100, Strong | 15 | 0.8% | 37.8% |
| 39 | First Community Bank 62 out of 100, Moderate | 14 | 0.7% | 6.5% |
| 40 | FLAT BRANCH MORTGAGE, INC. | 14 | 0.7% | — |
Top 40 of 154 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps