Arkansas · HMDA 2025
Mortgage lenders in Montgomery County, AR
85 lenders reported 341 home-loan applications in Montgomery County in 2025. 164 closed as loans ($29.0M), 75 were denied — a 29.2% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 29% of applications, led by Southern Bancorp Bank. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 341
- Loans originated
- 164
- Purchase / refinance
- 90 / 51
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Southern Bancorp Bank 61 out of 100, Moderate | 43 | 12.6% | 12.4% |
| 2 | Diamond Bank 69 out of 100, Moderate | 32 | 9.4% | 9.9% |
| 3 | Rocket Mortgage, LLC | 23 | 6.7% | — |
| 4 | 21st Mortgage Corporation | 22 | 6.5% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 5.9% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 18 | 5.3% | — |
| 7 | Arvest Bank 57 out of 100, Moderate | 17 | 5.0% | 18.5% |
| 8 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 11 | 3.2% | 31.7% |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 11 | 3.2% | 74.7% |
| 10 | Mortgage Research Center, LLC | 6 | 1.8% | — |
| 11 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 6 | 1.8% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.5% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.5% | — |
| 14 | Union Bank 82 out of 100, Strong | 5 | 1.5% | 1.3% |
| 15 | Equity Prime Mortgage LLC | 5 | 1.5% | — |
| 16 | Coastal Community Bank 35 out of 100, Low | 5 | 1.5% | 3.0% |
| 17 | Broker Solutions, Inc. | 4 | 1.2% | — |
| 18 | First Financial Bank 50 out of 100, Below average | 4 | 1.2% | 7.5% |
| 19 | PLANET HOME LENDING, LLC | 4 | 1.2% | — |
| 20 | Centennial Bank 79 out of 100, Strong | 4 | 1.2% | 23.4% |
| 21 | NEWREZ LLC | 3 | 0.9% | — |
| 22 | Regions Bank 64 out of 100, Moderate | 3 | 0.9% | 43.1% |
| 23 | AmeriSave Mortgage Corporation | 3 | 0.9% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.9% | 39.5% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.9% | — |
| 26 | FIRST COMMUNITY MORTGAGE, INC. | 3 | 0.9% | — |
| 27 | Bank OZK 76 out of 100, Strong | 3 | 0.9% | 37.8% |
| 28 | PHH Mortgage Corporation | 3 | 0.9% | — |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.6% | 22.2% |
| 30 | Discover Bank | 2 | 0.6% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.6% | — |
| 32 | The First National Bank of Fort Smith 78 out of 100, Strong | 2 | 0.6% | 7.2% |
| 33 | Farmers Bank & Trust Company 61 out of 100, Moderate | 2 | 0.6% | 6.9% |
| 34 | FLAT BRANCH MORTGAGE, INC. | 2 | 0.6% | — |
| 35 | Armstrong Bank 74 out of 100, Strong | 2 | 0.6% | 9.7% |
| 36 | NEW DAY FINANCIAL, LLC | 2 | 0.6% | — |
| 37 | Eagle Bank and Trust Company 83 out of 100, Strong | 2 | 0.6% | 4.9% |
| 38 | UNION HOME MORTGAGE CORP. | 2 | 0.6% | — |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.3% | 32.9% |
| 40 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.3% | 14.1% |
Top 40 of 85 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps