Arkansas · HMDA 2025
Mortgage lenders in Randolph County, AR
102 lenders reported 648 home-loan applications in Randolph County in 2025. 312 closed as loans ($44.8M), 131 were denied — a 27.0% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 28% of applications, led by First Horizon Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 648
- Loans originated
- 312
- Purchase / refinance
- 169 / 87
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Randolph County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Horizon Bank 64 out of 100, Moderate | 85 | 13.1% | 25.4% |
| 2 | The Farmers & Merchants Bank 67 out of 100, Moderate | 51 | 7.9% | 14.9% |
| 3 | Fairway Independent Mortgage Corporation | 43 | 6.6% | — |
| 4 | Rocket Mortgage, LLC | 37 | 5.7% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 28 | 4.3% | — |
| 6 | FIRST NATIONAL BANK OF LAWRENCE COUNTY 80 out of 100, Strong | 28 | 4.3% | 23.4% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 20 | 3.1% | — |
| 8 | Cadence Bank | 18 | 2.8% | — |
| 9 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 16 | 2.5% | 31.7% |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 13 | 2.0% | — |
| 11 | Mortgage Research Center, LLC | 13 | 2.0% | — |
| 12 | Arvest Bank 57 out of 100, Moderate | 13 | 2.0% | 18.5% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.9% | — |
| 14 | Broker Solutions, Inc. | 12 | 1.9% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 12 | 1.9% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.7% | — |
| 17 | DAS Acquisition Company, LLC | 11 | 1.7% | — |
| 18 | AmeriSave Mortgage Corporation | 10 | 1.5% | — |
| 19 | FIRSTTRUST HOME LOANS, INC. | 10 | 1.5% | — |
| 20 | Regions Bank 64 out of 100, Moderate | 9 | 1.4% | 43.1% |
| 21 | PLANET HOME LENDING, LLC | 9 | 1.4% | — |
| 22 | NEW DAY FINANCIAL, LLC | 9 | 1.4% | — |
| 23 | FIGURE LENDING LLC | 8 | 1.2% | — |
| 24 | 21st Mortgage Corporation | 6 | 0.9% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 6 | 0.9% | — |
| 26 | Southern Bank 70 out of 100, Strong | 6 | 0.9% | 5.8% |
| 27 | Coastal Community Bank 35 out of 100, Low | 6 | 0.9% | 3.0% |
| 28 | CMG MORTGAGE, INC. | 5 | 0.8% | — |
| 29 | NEWREZ LLC | 5 | 0.8% | — |
| 30 | AgHeritage Farm Credit Services, ACA | 5 | 0.8% | — |
| 31 | Loandepot.Com, LLC | 4 | 0.6% | — |
| 32 | Discover Bank | 4 | 0.6% | — |
| 33 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.6% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.6% | — |
| 35 | AMERICAN FINANCING CORPORATION | 4 | 0.6% | — |
| 36 | First Community Bank 62 out of 100, Moderate | 4 | 0.6% | 6.5% |
| 37 | Evolve Bank & Trust | 4 | 0.6% | — |
| 38 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 0.6% | 74.7% |
| 39 | Eagle Bank and Trust Company 83 out of 100, Strong | 4 | 0.6% | 4.9% |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.6% | — |
Top 40 of 102 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps