Colorado · HMDA 2025
Mortgage lenders in Ouray County, CO
105 lenders reported 335 home-loan applications in Ouray County in 2025. 183 closed as loans ($90.7M), 56 were denied — a 22.1% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 24% of applications, led by Alpine Bank. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 335
- Loans originated
- 183
- Purchase / refinance
- 102 / 47
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ouray County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alpine Bank 73 out of 100, Strong | 43 | 12.8% | 13.2% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 5.7% | — |
| 3 | Rocket Mortgage, LLC | 19 | 5.7% | — |
| 4 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 19 | 5.7% | 2.2% |
| 5 | GUILD MORTGAGE COMPANY | 10 | 3.0% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 3.0% | 39.5% |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 2.4% | 14.1% |
| 8 | NextMortgage, LLC | 8 | 2.4% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 7 | 2.1% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 7 | 2.1% | — |
| 11 | Bank of Colorado 74 out of 100, Strong | 7 | 2.1% | 12.4% |
| 12 | CANVAS CREDIT UNION 56 out of 100, Moderate | 6 | 1.8% | 17.3% |
| 13 | The Central Trust Bank 69 out of 100, Moderate | 6 | 1.8% | 10.4% |
| 14 | CMG MORTGAGE, INC. | 4 | 1.2% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.2% | 32.9% |
| 16 | 21st Mortgage Corporation | 4 | 1.2% | — |
| 17 | Loandepot.Com, LLC | 4 | 1.2% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 4 | 1.2% | 44.7% |
| 19 | THE MORTGAGE LINK, INC. | 4 | 1.2% | — |
| 20 | KIND LENDING, LLC | 4 | 1.2% | — |
| 21 | NBH Bank 66 out of 100, Moderate | 4 | 1.2% | 16.8% |
| 22 | Northpointe Bank 58 out of 100, Moderate | 4 | 1.2% | 10.4% |
| 23 | EVERETT FINANCIAL, INC. | 4 | 1.2% | — |
| 24 | PHH Mortgage Corporation | 4 | 1.2% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.9% | 22.2% |
| 26 | Broker Solutions, Inc. | 3 | 0.9% | — |
| 27 | SPRING EQ, LLC | 3 | 0.9% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.9% | — |
| 29 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.9% | — |
| 30 | ALLIANT CREDIT UNION 60 out of 100, Moderate | 3 | 0.9% | 34.0% |
| 31 | Coastal Community Bank 35 out of 100, Low | 3 | 0.9% | 3.0% |
| 32 | Charles Schwab Bank, SSB 81 out of 100, Strong | 3 | 0.9% | 5.2% |
| 33 | Discover Bank | 2 | 0.6% | — |
| 34 | GUARANTEED RATE, INC. | 2 | 0.6% | — |
| 35 | AmeriSave Mortgage Corporation | 2 | 0.6% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 0.6% | 33.8% |
| 37 | Mortgage Research Center, LLC | 2 | 0.6% | — |
| 38 | Flanagan State Bank 67 out of 100, Moderate | 2 | 0.6% | 14.2% |
| 39 | CREDIT UNION OF DENVER 75 out of 100, Strong | 2 | 0.6% | 38.1% |
| 40 | BMO Bank National Association 83 out of 100, Strong | 2 | 0.6% | 40.5% |
Top 40 of 105 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps