Florida · HMDA 2025
Mortgage lenders in Jackson County, FL
166 lenders reported 1,663 home-loan applications in Jackson County in 2025. 647 closed as loans ($118.1M), 470 were denied — a 40.1% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,663
- Loans originated
- 647
- Purchase / refinance
- 370 / 161
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 329 | 19.8% | — |
| 2 | Rocket Mortgage, LLC | 80 | 4.8% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 79 | 4.8% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 59 | 3.5% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 46 | 2.8% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 44 | 2.6% | 43.1% |
| 7 | FIRST COMMERCE CREDIT UNION 65 out of 100, Moderate | 44 | 2.6% | 28.6% |
| 8 | Tyndall Federal Credit Union 89 out of 100, Very strong | 42 | 2.5% | 24.3% |
| 9 | Mortgage Research Center, LLC | 38 | 2.3% | — |
| 10 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 36 | 2.2% | 43.3% |
| 11 | CMG MORTGAGE, INC. | 35 | 2.1% | — |
| 12 | First Federal Bank 50 out of 100, Below average | 35 | 2.1% | 13.5% |
| 13 | NEWREZ LLC | 30 | 1.8% | — |
| 14 | FirstBank 59 out of 100, Moderate | 28 | 1.7% | 42.8% |
| 15 | NEW DAY FINANCIAL, LLC | 28 | 1.7% | — |
| 16 | PeoplesSouth Bank 69 out of 100, Moderate | 27 | 1.6% | 5.5% |
| 17 | PENNYMAC LOAN SERVICES, LLC | 26 | 1.6% | — |
| 18 | AmeriSave Mortgage Corporation | 26 | 1.6% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 25 | 1.5% | 32.9% |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 25 | 1.5% | — |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 25 | 1.5% | — |
| 22 | Broker Solutions, Inc. | 20 | 1.2% | — |
| 23 | PLANET HOME LENDING, LLC | 20 | 1.2% | — |
| 24 | Five Star Credit Union 72 out of 100, Strong | 18 | 1.1% | 27.7% |
| 25 | FREEDOM MORTGAGE CORPORATION | 18 | 1.1% | — |
| 26 | COMMUNITY SOUTH | 18 | 1.1% | — |
| 27 | Loandepot.Com, LLC | 16 | 1.0% | — |
| 28 | Truist Bank 63 out of 100, Moderate | 15 | 0.9% | 40.8% |
| 29 | SECURITYNATIONAL MORTGAGE COMPANY | 15 | 0.9% | — |
| 30 | FIGURE LENDING LLC | 14 | 0.8% | — |
| 31 | SOUTHWEST STAGE FUNDING, LLC | 14 | 0.8% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.7% | — |
| 33 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 0.7% | 14.1% |
| 34 | Magnolia Bank, Incorporated 49 out of 100, Below average | 11 | 0.7% | 10.3% |
| 35 | NATIONSTAR MORTGAGE LLC | 10 | 0.6% | — |
| 36 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 10 | 0.6% | 74.7% |
| 37 | USAA Federal Savings Bank 64 out of 100, Moderate | 10 | 0.6% | 37.2% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 0.5% | 22.2% |
| 39 | Equity Prime Mortgage LLC | 9 | 0.5% | — |
| 40 | Ameris Bank 67 out of 100, Moderate | 9 | 0.5% | 10.5% |
Top 40 of 166 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps