Georgia · HMDA 2025
Mortgage lenders in Bacon County, GA
68 lenders reported 210 home-loan applications in Bacon County in 2025. 91 closed as loans ($14.2M), 55 were denied — a 35.7% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 35% of applications, led by 21st Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 210
- Loans originated
- 91
- Purchase / refinance
- 49 / 34
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bacon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 47 | 22.4% | — |
| 2 | Rocket Mortgage, LLC | 16 | 7.6% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 5.2% | — |
| 4 | Pineland Bank | 11 | 5.2% | — |
| 5 | TOWNE MORTGAGE COMPANY | 7 | 3.3% | — |
| 6 | PrimeSouth Bank 66 out of 100, Moderate | 6 | 2.9% | 5.9% |
| 7 | INTERSTATE CREDIT UNION 89 out of 100, Very strong | 6 | 2.9% | 27.8% |
| 8 | Loandepot.Com, LLC | 5 | 2.4% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 2.4% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 5 | 2.4% | — |
| 11 | ATLANTA POSTAL | 5 | 2.4% | — |
| 12 | AmeriSave Mortgage Corporation | 4 | 1.9% | — |
| 13 | Renasant Bank 64 out of 100, Moderate | 4 | 1.9% | 11.6% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.4% | 32.9% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.4% | — |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 3 | 1.4% | 44.7% |
| 17 | SPRING EQ, LLC | 3 | 1.4% | — |
| 18 | Truist Bank 63 out of 100, Moderate | 2 | 1.0% | 40.8% |
| 19 | First National Bank of Coffee County 70 out of 100, Strong | 2 | 1.0% | 1.2% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.0% | — |
| 21 | FIGURE LENDING LLC | 2 | 1.0% | — |
| 22 | GEORGIA'S OWN | 2 | 1.0% | — |
| 23 | SOUTHWEST STAGE FUNDING, LLC | 2 | 1.0% | — |
| 24 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 1.0% | — |
| 25 | Presidential Bank, FSB 51 out of 100, Below average | 2 | 1.0% | 6.9% |
| 26 | PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | 1.0% | — |
| 27 | AgSouth Farm Credit, ACA | 2 | 1.0% | — |
| 28 | KIND LENDING, LLC | 2 | 1.0% | — |
| 29 | FirstBank 59 out of 100, Moderate | 2 | 1.0% | 42.8% |
| 30 | BETTER MORTGAGE CORPORATION | 2 | 1.0% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 2 | 1.0% | 3.0% |
| 32 | AgFirst Farm Credit Bank | 2 | 1.0% | — |
| 33 | NEWREZ LLC | 1 | 0.5% | — |
| 34 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 37 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
| 38 | Regions Bank 64 out of 100, Moderate | 1 | 0.5% | 43.1% |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.5% | — |
| 40 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.5% | 33.8% |
Top 40 of 68 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps