Idaho · HMDA 2025
Mortgage lenders in Benewah County, ID
91 lenders reported 444 home-loan applications in Benewah County in 2025. 242 closed as loans ($58.5M), 79 were denied — a 23.8% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 20% of applications, led by Potlatch No. 1 Financial Credit Union. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 444
- Loans originated
- 242
- Purchase / refinance
- 98 / 96
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benewah County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 40 | 9.0% | 13.4% |
| 2 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 25 | 5.6% | 17.8% |
| 3 | Rocket Mortgage, LLC | 23 | 5.2% | — |
| 4 | Freedom Northwest Credit Union 82 out of 100, Strong | 22 | 5.0% | 0.0% |
| 5 | Banner Bank 72 out of 100, Strong | 15 | 3.4% | 35.6% |
| 6 | Mortgage Research Center, LLC | 13 | 2.9% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 2.7% | — |
| 8 | SPOKANE TEACHERS | 12 | 2.7% | — |
| 9 | Umpqua Bank 64 out of 100, Moderate | 12 | 2.7% | 28.5% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 11 | 2.5% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 2.5% | 39.5% |
| 12 | KIND LENDING, LLC | 11 | 2.5% | — |
| 13 | PREMIER MORTGAGE RESOURCES, L.L.C. | 10 | 2.3% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 8 | 1.8% | — |
| 15 | CMG MORTGAGE, INC. | 7 | 1.6% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.6% | 14.1% |
| 17 | Loandepot.Com, LLC | 7 | 1.6% | — |
| 18 | GUILD MORTGAGE COMPANY | 7 | 1.6% | — |
| 19 | SPRING EQ, LLC | 7 | 1.6% | — |
| 20 | Boeing Employees Credit Union 75 out of 100, Strong | 7 | 1.6% | 26.5% |
| 21 | NUMERICA CREDIT UNION 74 out of 100, Strong | 7 | 1.6% | 39.5% |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 1.4% | — |
| 23 | PLANET HOME LENDING, LLC | 6 | 1.4% | — |
| 24 | AMERICAN FINANCING CORPORATION | 6 | 1.4% | — |
| 25 | CHURCHILL MORTGAGE CORPORATION | 6 | 1.4% | — |
| 26 | NEW DAY FINANCIAL, LLC | 6 | 1.4% | — |
| 27 | AmeriSave Mortgage Corporation | 5 | 1.1% | — |
| 28 | Paramount Residential Mortgage Group, Inc. | 5 | 1.1% | — |
| 29 | GESA | 5 | 1.1% | — |
| 30 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 5 | 1.1% | — |
| 31 | Glacier Bank 68 out of 100, Moderate | 5 | 1.1% | 20.0% |
| 32 | 21st Mortgage Corporation | 4 | 0.9% | — |
| 33 | Broker Solutions, Inc. | 4 | 0.9% | — |
| 34 | GUARANTEED RATE, INC. | 4 | 0.9% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.9% | — |
| 36 | FIGURE LENDING LLC | 4 | 0.9% | — |
| 37 | Mountain America Federal Credit Union 56 out of 100, Moderate | 4 | 0.9% | 45.0% |
| 38 | CANOPY MORTGAGE, LLC | 4 | 0.9% | — |
| 39 | Willamette Valley Bank 81 out of 100, Strong | 4 | 0.9% | 13.8% |
| 40 | Coastal Community Bank 35 out of 100, Low | 4 | 0.9% | 3.0% |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps