Idaho · HMDA 2025
Mortgage lenders in Power County, ID
63 lenders reported 273 home-loan applications in Power County in 2025. 117 closed as loans ($25.4M), 58 were denied — a 31.0% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 34% of applications, led by IDAHO CENTRAL CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 273
- Loans originated
- 117
- Purchase / refinance
- 47 / 39
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Power County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 59 | 21.6% | 17.8% |
| 2 | Rocket Mortgage, LLC | 17 | 6.2% | — |
| 3 | Mountain America Federal Credit Union 56 out of 100, Moderate | 16 | 5.9% | 45.0% |
| 4 | ADVANTAGE PLUS | 15 | 5.5% | — |
| 5 | PREMIER MORTGAGE RESOURCES, L.L.C. | 13 | 4.8% | — |
| 6 | VAN DYK MORTGAGE CORPORATION | 9 | 3.3% | — |
| 7 | FIRST COLONY MORTGAGE CORPORATION | 8 | 2.9% | — |
| 8 | WESTMARK Credit Union 57 out of 100, Moderate | 8 | 2.9% | 20.0% |
| 9 | NEW DAY FINANCIAL, LLC | 8 | 2.9% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 2.6% | — |
| 11 | Loandepot.Com, LLC | 6 | 2.2% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 6 | 2.2% | — |
| 13 | AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | 1.8% | — |
| 14 | 21st Mortgage Corporation | 4 | 1.5% | — |
| 15 | NEWREZ LLC | 4 | 1.5% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.5% | 39.5% |
| 17 | Connections Credit Union 50 out of 100, Below average | 4 | 1.5% | 0.9% |
| 18 | Glacier Bank 68 out of 100, Moderate | 4 | 1.5% | 20.0% |
| 19 | BETTER MORTGAGE CORPORATION | 4 | 1.5% | — |
| 20 | The Bank of Commerce 78 out of 100, Strong | 4 | 1.5% | 4.1% |
| 21 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 1.1% | — |
| 22 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.1% | — |
| 23 | GUILD MORTGAGE COMPANY | 3 | 1.1% | — |
| 24 | Cornerstone First Mortgage, Inc | 3 | 1.1% | — |
| 25 | SUMMIT FUNDING, INC. | 3 | 1.1% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 3 | 1.1% | — |
| 27 | ENVOY MORTGAGE, LTD | 3 | 1.1% | — |
| 28 | PHH Mortgage Corporation | 3 | 1.1% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.7% | 14.1% |
| 30 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.7% | — |
| 31 | Mortgage Research Center, LLC | 2 | 0.7% | — |
| 32 | Synergy One Lending, Inc. | 2 | 0.7% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.7% | — |
| 34 | LADERA LENDING, INC. | 2 | 0.7% | — |
| 35 | PLANET HOME LENDING, LLC | 2 | 0.7% | — |
| 36 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 2 | 0.7% | — |
| 37 | KeyBank National Association 63 out of 100, Moderate | 2 | 0.7% | 32.8% |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.4% | 32.5% |
| 40 | Fairway Independent Mortgage Corporation | 1 | 0.4% | — |
Top 40 of 63 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps