Indiana · HMDA 2025
Mortgage lenders in Floyd County, IN
255 lenders reported 4,175 home-loan applications in Floyd County in 2025. 2,456 closed as loans ($545.3M), 494 were denied — a 16.2% denial rate on decided applications, below the Indiana rate of 19.9%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,175
- Loans originated
- 2,456
- Purchase / refinance
- 1,184 / 718
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Floyd County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 234 | 5.6% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 197 | 4.7% | — |
| 3 | FREEDOM MORTGAGE CORPORATION | 161 | 3.9% | — |
| 4 | PNC Bank, National Association 62 out of 100, Moderate | 159 | 3.8% | 33.8% |
| 5 | Centra Credit Union 73 out of 100, Strong | 151 | 3.6% | 9.4% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 136 | 3.3% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 122 | 2.9% | 14.1% |
| 8 | Republic Bank & Trust Company 84 out of 100, Strong | 120 | 2.9% | 12.6% |
| 9 | First Harrison Bank 75 out of 100, Strong | 113 | 2.7% | 11.3% |
| 10 | German American Bank 75 out of 100, Strong | 109 | 2.6% | 17.2% |
| 11 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 99 | 2.4% | 21.5% |
| 12 | Fifth Third Bank, National Association 62 out of 100, Moderate | 99 | 2.4% | 34.0% |
| 13 | NEWREZ LLC | 90 | 2.2% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 89 | 2.1% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 86 | 2.1% | 39.5% |
| 16 | First Financial Bank 68 out of 100, Moderate | 70 | 1.7% | 24.9% |
| 17 | NATIONSTAR MORTGAGE LLC | 68 | 1.6% | — |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 60 | 1.4% | — |
| 19 | Northpointe Bank 58 out of 100, Moderate | 56 | 1.3% | 10.4% |
| 20 | First Savings Bank | 54 | 1.3% | — |
| 21 | Mortgage Research Center, LLC | 52 | 1.2% | — |
| 22 | Magnolia Bank, Incorporated 49 out of 100, Below average | 52 | 1.2% | 10.3% |
| 23 | KIND LENDING, LLC | 50 | 1.2% | — |
| 24 | WesBanco Bank, Inc. 66 out of 100, Moderate | 50 | 1.2% | 20.1% |
| 25 | L & N Federal Credit Union 72 out of 100, Strong | 47 | 1.1% | 8.7% |
| 26 | Broker Solutions, Inc. | 46 | 1.1% | — |
| 27 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 40 | 1.0% | — |
| 28 | PLANET HOME LENDING, LLC | 40 | 1.0% | — |
| 29 | Park Federal Credit Union 63 out of 100, Moderate | 40 | 1.0% | 18.5% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 38 | 0.9% | 32.9% |
| 31 | THE LOAN STORE, INC. | 36 | 0.9% | — |
| 32 | INTERLINC MORTGAGE SERVICES, LLC | 35 | 0.8% | — |
| 33 | INDIANA MEMBERS CREDIT UNION 74 out of 100, Strong | 34 | 0.8% | 14.1% |
| 34 | NEW DAY FINANCIAL, LLC | 33 | 0.8% | — |
| 35 | Loandepot.Com, LLC | 31 | 0.7% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 31 | 0.7% | 44.7% |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 30 | 0.7% | — |
| 38 | Equity Prime Mortgage LLC | 30 | 0.7% | — |
| 39 | PIKE CREEK MORTGAGE SERVICES, INC. | 29 | 0.7% | — |
| 40 | MM LENDING, LLC | 29 | 0.7% | — |
Top 40 of 255 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps