Iowa · HMDA 2025
Mortgage lenders in Adair County, IA
66 lenders reported 194 home-loan applications in Adair County in 2025. 101 closed as loans ($12.8M), 39 were denied — a 25.3% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 18% of applications, led by VERIDIAN CREDIT UNION. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 194
- Loans originated
- 101
- Purchase / refinance
- 43 / 38
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Adair County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 13 | 6.7% | 11.2% |
| 2 | FNB Bank 91 out of 100, Very strong | 11 | 5.7% | 12.5% |
| 3 | First State Bank | 10 | 5.2% | — |
| 4 | Rocket Mortgage, LLC | 9 | 4.6% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 8 | 4.1% | — |
| 6 | GREENSTATE Credit Union 50 out of 100, Below average | 8 | 4.1% | 10.1% |
| 7 | Rolling Hills Bank & Trust 77 out of 100, Strong | 7 | 3.6% | 4.3% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 3.1% | — |
| 9 | Northwest Bank 70 out of 100, Strong | 6 | 3.1% | 6.0% |
| 10 | Farmers and Merchants State Bank 78 out of 100, Strong | 6 | 3.1% | 1.5% |
| 11 | CMG MORTGAGE, INC. | 5 | 2.6% | — |
| 12 | Mortgage Research Center, LLC | 5 | 2.6% | — |
| 13 | MARINE CREDIT UNION 53 out of 100, Below average | 5 | 2.6% | 44.9% |
| 14 | NEW DAY FINANCIAL, LLC | 5 | 2.6% | — |
| 15 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 2.6% | — |
| 16 | AmeriSave Mortgage Corporation | 4 | 2.1% | — |
| 17 | GUILD MORTGAGE COMPANY | 4 | 2.1% | — |
| 18 | IOWA BANKERS MORTGAGE CORPORATION | 4 | 2.1% | — |
| 19 | Central Bank 65 out of 100, Moderate | 4 | 2.1% | 5.5% |
| 20 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.5% | 22.2% |
| 21 | Broker Solutions, Inc. | 3 | 1.5% | — |
| 22 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 3 | 1.5% | 21.3% |
| 23 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 3 | 1.5% | 9.1% |
| 24 | Coastal Community Bank 35 out of 100, Low | 3 | 1.5% | 3.0% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.0% | 32.9% |
| 26 | NEWREZ LLC | 2 | 1.0% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.0% | 14.1% |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.0% | 39.5% |
| 29 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | 1.0% | — |
| 30 | Farm Credit Mid-America | 2 | 1.0% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 2 | 1.0% | — |
| 32 | STOCKTON MORTGAGE CORPORATION | 2 | 1.0% | — |
| 33 | FIRST COMMUNITY MORTGAGE, INC. | 2 | 1.0% | — |
| 34 | DUPACO COMMUNITY | 2 | 1.0% | — |
| 35 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 1.0% | — |
| 36 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 2 | 1.0% | 15.4% |
| 37 | 21st Mortgage Corporation | 1 | 0.5% | — |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 39 | Loandepot.Com, LLC | 1 | 0.5% | — |
| 40 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
Top 40 of 66 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps