Iowa · HMDA 2025
Mortgage lenders in Buena Vista County, IA
77 lenders reported 498 home-loan applications in Buena Vista County in 2025. 317 closed as loans ($48.3M), 85 were denied — a 20.6% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 47% of applications, led by Central Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 498
- Loans originated
- 317
- Purchase / refinance
- 202 / 60
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Buena Vista County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Central Bank 65 out of 100, Moderate | 146 | 29.3% | 5.5% |
| 2 | United Bank of Iowa 73 out of 100, Strong | 58 | 11.6% | 21.4% |
| 3 | Rocket Mortgage, LLC | 28 | 5.6% | — |
| 4 | Broker Solutions, Inc. | 24 | 4.8% | — |
| 5 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 19 | 3.8% | — |
| 6 | Northwest Bank 70 out of 100, Strong | 17 | 3.4% | 6.0% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 15 | 3.0% | — |
| 8 | AmeriSave Mortgage Corporation | 13 | 2.6% | — |
| 9 | Mortgage Research Center, LLC | 9 | 1.8% | — |
| 10 | Flanagan State Bank 67 out of 100, Moderate | 9 | 1.8% | 14.2% |
| 11 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 9 | 1.8% | 11.2% |
| 12 | Loandepot.Com, LLC | 8 | 1.6% | — |
| 13 | NEWREZ LLC | 7 | 1.4% | — |
| 14 | CHARTER WEST BANK 68 out of 100, Moderate | 7 | 1.4% | 8.6% |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.2% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 6 | 1.2% | — |
| 17 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 1.2% | — |
| 18 | GREENSTATE Credit Union 50 out of 100, Below average | 6 | 1.2% | 10.1% |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 5 | 1.0% | 44.7% |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 1.0% | 39.5% |
| 21 | Bankers' Bank 69 out of 100, Moderate | 5 | 1.0% | 13.0% |
| 22 | IOWA BANKERS MORTGAGE CORPORATION | 4 | 0.8% | — |
| 23 | ROYAL UNITED MORTGAGE LLC | 4 | 0.8% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 4 | 0.8% | 3.0% |
| 25 | GUARANTEED RATE, INC. | 3 | 0.6% | — |
| 26 | SPRING EQ, LLC | 3 | 0.6% | — |
| 27 | FIGURE LENDING LLC | 3 | 0.6% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.6% | — |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.6% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.6% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.4% | 14.1% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.4% | 22.2% |
| 33 | Great Southern Bank 73 out of 100, Strong | 2 | 0.4% | 24.6% |
| 34 | ENDEAVOR CAPITAL, LLC. | 2 | 0.4% | — |
| 35 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 2 | 0.4% | 21.3% |
| 36 | FREEDOM MORTGAGE CORPORATION | 2 | 0.4% | — |
| 37 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 0.4% | — |
| 38 | Bank Iowa 54 out of 100, Below average | 2 | 0.4% | 10.7% |
| 39 | NEW DAY FINANCIAL, LLC | 2 | 0.4% | — |
| 40 | CONSUMER REAL ESTATE FINANCE CO. | 2 | 0.4% | — |
Top 40 of 77 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps