Iowa · HMDA 2025
Mortgage lenders in Monona County, IA
68 lenders reported 266 home-loan applications in Monona County in 2025. 157 closed as loans ($25.0M), 54 were denied — a 24.5% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 25% of applications, led by The Security National Bank of Sioux City, Iowa. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 266
- Loans originated
- 157
- Purchase / refinance
- 86 / 43
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monona County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Security National Bank of Sioux City, Iowa 81 out of 100, Strong | 25 | 9.4% | 15.7% |
| 2 | United Bank of Iowa 73 out of 100, Strong | 22 | 8.3% | 21.4% |
| 3 | Rocket Mortgage, LLC | 19 | 7.1% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 6.8% | 39.5% |
| 5 | Great Southern Bank 73 out of 100, Strong | 15 | 5.6% | 24.6% |
| 6 | Community Bank 76 out of 100, Strong | 10 | 3.8% | 6.9% |
| 7 | IOWA BANKERS MORTGAGE CORPORATION | 10 | 3.8% | — |
| 8 | Mortgage Research Center, LLC | 9 | 3.4% | — |
| 9 | BankFirst 85 out of 100, Very strong | 9 | 3.4% | 6.8% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 8 | 3.0% | — |
| 11 | The Shelby County State Bank | 8 | 3.0% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 2.3% | — |
| 13 | Central Bank 65 out of 100, Moderate | 6 | 2.3% | 5.5% |
| 14 | Loandepot.Com, LLC | 5 | 1.9% | — |
| 15 | Primebank 61 out of 100, Moderate | 5 | 1.9% | 4.2% |
| 16 | Northwest Bank 70 out of 100, Strong | 5 | 1.9% | 6.0% |
| 17 | Coastal Community Bank 35 out of 100, Low | 5 | 1.9% | 3.0% |
| 18 | AmeriSave Mortgage Corporation | 4 | 1.5% | — |
| 19 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 1.5% | — |
| 20 | Empeople Credit Union 58 out of 100, Moderate | 3 | 1.1% | 25.7% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.1% | — |
| 22 | PLANET HOME LENDING, LLC | 3 | 1.1% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 3 | 1.1% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.1% | — |
| 25 | American National Bank | 3 | 1.1% | — |
| 26 | NEWREZ LLC | 2 | 0.8% | — |
| 27 | Broker Solutions, Inc. | 2 | 0.8% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.8% | 44.7% |
| 29 | SPRING EQ, LLC | 2 | 0.8% | — |
| 30 | Telco Triad Community Credit Union 74 out of 100, Strong | 2 | 0.8% | 11.1% |
| 31 | Peoples Bank 69 out of 100, Moderate | 2 | 0.8% | 11.1% |
| 32 | ENDEAVOR CAPITAL, LLC. | 2 | 0.8% | — |
| 33 | CHARTER WEST BANK 68 out of 100, Moderate | 2 | 0.8% | 8.6% |
| 34 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 2 | 0.8% | 11.2% |
| 35 | PLAZA HOME MORTGAGE, INC. | 2 | 0.8% | — |
| 36 | Availa Bank 65 out of 100, Moderate | 2 | 0.8% | 5.3% |
| 37 | NEW DAY FINANCIAL, LLC | 2 | 0.8% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.4% | 32.5% |
| 40 | Fairway Independent Mortgage Corporation | 1 | 0.4% | — |
Top 40 of 68 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps