Iowa · HMDA 2025
Mortgage lenders in Montgomery County, IA
81 lenders reported 384 home-loan applications in Montgomery County in 2025. 214 closed as loans ($26.4M), 68 were denied — a 23.4% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 34% of applications, led by Bank Iowa. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 384
- Loans originated
- 214
- Purchase / refinance
- 87 / 97
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank Iowa 54 out of 100, Below average | 69 | 18.0% | 10.7% |
| 2 | Houghton State Bank 69 out of 100, Moderate | 39 | 10.2% | 2.2% |
| 3 | Rocket Mortgage, LLC | 24 | 6.3% | — |
| 4 | First Interstate Bank 62 out of 100, Moderate | 20 | 5.2% | 29.4% |
| 5 | IOWA BANKERS MORTGAGE CORPORATION | 13 | 3.4% | — |
| 6 | Broker Solutions, Inc. | 12 | 3.1% | — |
| 7 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 12 | 3.1% | 11.2% |
| 8 | Mortgage Research Center, LLC | 9 | 2.3% | — |
| 9 | NATIONSTAR MORTGAGE LLC | 9 | 2.3% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 8 | 2.1% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 2.1% | 39.5% |
| 12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | 2.1% | — |
| 13 | AmeriSave Mortgage Corporation | 7 | 1.8% | — |
| 14 | Farm Credit Mid-America | 7 | 1.8% | — |
| 15 | CASTLE & COOKE MORTGAGE, LLC | 6 | 1.6% | — |
| 16 | GUARANTEED RATE, INC. | 5 | 1.3% | — |
| 17 | Community Choice Credit Union | 5 | 1.3% | — |
| 18 | PLANET HOME LENDING, LLC | 5 | 1.3% | — |
| 19 | CENTRIS | 5 | 1.3% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 5 | 1.3% | 3.0% |
| 21 | METRO CU | 4 | 1.0% | — |
| 22 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | 1.0% | — |
| 23 | CHURCHILL MORTGAGE CORPORATION | 4 | 1.0% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 4 | 1.0% | — |
| 25 | Malvern Bank | 4 | 1.0% | — |
| 26 | CMG MORTGAGE, INC. | 3 | 0.8% | — |
| 27 | NEWREZ LLC | 3 | 0.8% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.8% | 14.1% |
| 29 | GUILD MORTGAGE COMPANY | 3 | 0.8% | — |
| 30 | Flanagan State Bank 67 out of 100, Moderate | 3 | 0.8% | 14.2% |
| 31 | FIGURE LENDING LLC | 3 | 0.8% | — |
| 32 | Plains Commerce Bank 59 out of 100, Moderate | 3 | 0.8% | 10.0% |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.8% | — |
| 34 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 3 | 0.8% | 15.4% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.5% | 32.9% |
| 36 | 21st Mortgage Corporation | 2 | 0.5% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.5% | 22.2% |
| 38 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.5% | — |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 0.5% | 33.8% |
| 40 | NBKC BANK | 2 | 0.5% | — |
Top 40 of 81 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps