Iowa · HMDA 2025
Mortgage lenders in Muscatine County, IA
121 lenders reported 1,375 home-loan applications in Muscatine County in 2025. 802 closed as loans ($123.1M), 219 were denied — a 20.8% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 34% of applications, led by MidWestOne Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,375
- Loans originated
- 802
- Purchase / refinance
- 411 / 210
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Muscatine County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MidWestOne Bank | 174 | 12.7% | — |
| 2 | CBI Bank & Trust | 173 | 12.6% | — |
| 3 | GREENSTATE Credit Union 50 out of 100, Below average | 126 | 9.2% | 10.1% |
| 4 | ASCENTRA Credit Union 63 out of 100, Moderate | 85 | 6.2% | 18.5% |
| 5 | Rocket Mortgage, LLC | 60 | 4.4% | — |
| 6 | RUHL MORTGAGE, LLC | 60 | 4.4% | — |
| 7 | NEWREZ LLC | 48 | 3.5% | — |
| 8 | Broker Solutions, Inc. | 32 | 2.3% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 31 | 2.3% | — |
| 10 | Hills Bank and Trust Company 84 out of 100, Strong | 28 | 2.0% | 6.6% |
| 11 | 21st Mortgage Corporation | 27 | 2.0% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 25 | 1.8% | 39.5% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 1.7% | — |
| 14 | Mortgage Research Center, LLC | 23 | 1.7% | — |
| 15 | IOWA BANKERS MORTGAGE CORPORATION | 20 | 1.5% | — |
| 16 | PLANET HOME LENDING, LLC | 19 | 1.4% | — |
| 17 | RESIDENTIAL MORTGAGE NETWORK, INC. | 19 | 1.4% | — |
| 18 | AmeriSave Mortgage Corporation | 17 | 1.2% | — |
| 19 | THE FAMILY | 17 | 1.2% | — |
| 20 | FLAT BRANCH MORTGAGE, INC. | 16 | 1.2% | — |
| 21 | R.I.A. Federal Credit Union 62 out of 100, Moderate | 14 | 1.0% | 25.1% |
| 22 | Coastal Community Bank 35 out of 100, Low | 14 | 1.0% | 3.0% |
| 23 | FREEDOM MORTGAGE CORPORATION | 13 | 0.9% | — |
| 24 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 13 | 0.9% | 11.2% |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 12 | 0.9% | 32.5% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.9% | — |
| 27 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 12 | 0.9% | 14.5% |
| 28 | Loandepot.Com, LLC | 11 | 0.8% | — |
| 29 | MARINE CREDIT UNION 53 out of 100, Below average | 10 | 0.7% | 44.9% |
| 30 | Granite Bank 53 out of 100, Below average | 10 | 0.7% | 6.2% |
| 31 | FIGURE LENDING LLC | 9 | 0.7% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 0.6% | — |
| 33 | DUPACO COMMUNITY | 8 | 0.6% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.6% | — |
| 35 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | 0.6% | — |
| 36 | Empeople Credit Union 58 out of 100, Moderate | 7 | 0.5% | 25.7% |
| 37 | Park Lane Finance Solutions, LLC | 7 | 0.5% | — |
| 38 | LOWER, LLC | 7 | 0.5% | — |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.4% | 32.9% |
| 40 | NATIONSTAR MORTGAGE LLC | 6 | 0.4% | — |
Top 40 of 121 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps