Michigan · HMDA 2025
Mortgage lenders in Alcona County, MI
109 lenders reported 463 home-loan applications in Alcona County in 2025. 253 closed as loans ($49.5M), 92 were denied — a 26.0% denial rate on decided applications, above the Michigan rate of 22.4%. The three most active lenders handled 29% of applications, led by Rocket Mortgage, LLC. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 463
- Loans originated
- 253
- Purchase / refinance
- 138 / 84
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Alcona County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 74 | 16.0% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 34 | 7.3% | — |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 27 | 5.8% | 31.6% |
| 4 | Mortgage Research Center, LLC | 23 | 5.0% | — |
| 5 | NEWREZ LLC | 12 | 2.6% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 2.4% | 14.1% |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 11 | 2.4% | 32.5% |
| 8 | GreenStone Farm Credit Services, FLCA | 9 | 1.9% | — |
| 9 | COMMUNITY FINANCIAL CREDIT UNION | 8 | 1.7% | — |
| 10 | MORTGAGE 1 INCORPORATED | 8 | 1.7% | — |
| 11 | MORTGAGE CENTER L.C | 8 | 1.7% | — |
| 12 | AmeriSave Mortgage Corporation | 7 | 1.5% | — |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 7 | 1.5% | 33.8% |
| 14 | Nicolet National Bank 64 out of 100, Moderate | 7 | 1.5% | 4.5% |
| 15 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 7 | 1.5% | 20.6% |
| 16 | Independent Bank 63 out of 100, Moderate | 6 | 1.3% | 17.6% |
| 17 | CREDIT UNION ONE 76 out of 100, Strong | 6 | 1.3% | 29.5% |
| 18 | NATIONSTAR MORTGAGE LLC | 6 | 1.3% | — |
| 19 | Genisys Credit Union 81 out of 100, Strong | 6 | 1.3% | 18.7% |
| 20 | HFG HOLDINGS, LLC | 6 | 1.3% | — |
| 21 | CMG MORTGAGE, INC. | 5 | 1.1% | — |
| 22 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.1% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.1% | — |
| 24 | Cornerstone First Mortgage, Inc | 5 | 1.1% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.1% | — |
| 26 | PLANET HOME LENDING, LLC | 5 | 1.1% | — |
| 27 | J. VIRGIL, INC. | 5 | 1.1% | — |
| 28 | STAUNTON FINANCIAL, INC. | 5 | 1.1% | — |
| 29 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 1.1% | — |
| 30 | Fifth Third Bank, National Association 62 out of 100, Moderate | 5 | 1.1% | 34.0% |
| 31 | GUILD MORTGAGE COMPANY | 4 | 0.9% | — |
| 32 | Lake Trust Credit Union 62 out of 100, Moderate | 4 | 0.9% | 44.1% |
| 33 | DOW CREDIT UNION 73 out of 100, Strong | 4 | 0.9% | 11.1% |
| 34 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 4 | 0.9% | 7.3% |
| 35 | 21st Mortgage Corporation | 3 | 0.6% | — |
| 36 | Broker Solutions, Inc. | 3 | 0.6% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.6% | 39.5% |
| 39 | Neighborhood Mortgage Solutions | 3 | 0.6% | — |
| 40 | Dort Financial Credit Union 64 out of 100, Moderate | 3 | 0.6% | 20.0% |
Top 40 of 109 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps