Michigan · HMDA 2025
Mortgage lenders in Allegan County, MI
289 lenders reported 5,888 home-loan applications in Allegan County in 2025. 3,398 closed as loans ($884.9M), 998 were denied — a 21.5% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 23% of applications, led by LAKE MICHIGAN CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,888
- Loans originated
- 3,398
- Purchase / refinance
- 1,438 / 1,124
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Allegan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 651 | 11.1% | 7.3% |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 460 | 7.8% | 31.6% |
| 3 | CONSUMERS CREDIT UNION | 271 | 4.6% | — |
| 4 | Fifth Third Bank, National Association 62 out of 100, Moderate | 268 | 4.6% | 34.0% |
| 5 | Rocket Mortgage, LLC | 256 | 4.3% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 231 | 3.9% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 213 | 3.6% | — |
| 8 | ADVIA Federal Credit Union | 131 | 2.2% | — |
| 9 | United Bank of Michigan 74 out of 100, Strong | 122 | 2.1% | 14.7% |
| 10 | NEWREZ LLC | 118 | 2.0% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 118 | 2.0% | — |
| 12 | Mercantile Bank 73 out of 100, Strong | 114 | 1.9% | 15.2% |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 95 | 1.6% | 33.8% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 91 | 1.5% | 14.1% |
| 15 | Honor Credit Union 70 out of 100, Strong | 89 | 1.5% | 22.6% |
| 16 | ARBOR FINANCIAL CREDIT UNION 55 out of 100, Moderate | 84 | 1.4% | 6.5% |
| 17 | 21st Mortgage Corporation | 77 | 1.3% | — |
| 18 | The Dart Bank | 68 | 1.2% | — |
| 19 | UNITED FEDERAL CREDIT UNION | 67 | 1.1% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 58 | 1.0% | — |
| 21 | NORTHERN MORTGAGE SERVICES, LLC | 57 | 1.0% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 54 | 0.9% | — |
| 23 | Macatawa Bank, N. A. 76 out of 100, Strong | 54 | 0.9% | 22.5% |
| 24 | SUCCESS MORTGAGE PARTNERS, INC. | 54 | 0.9% | — |
| 25 | MORTGAGE CENTER L.C | 54 | 0.9% | — |
| 26 | Mortgage Research Center, LLC | 53 | 0.9% | — |
| 27 | FIGURE LENDING LLC | 48 | 0.8% | — |
| 28 | UNION HOME MORTGAGE CORP. | 45 | 0.8% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 44 | 0.7% | — |
| 30 | Old National Bank 59 out of 100, Moderate | 43 | 0.7% | 22.1% |
| 31 | GreenStone Farm Credit Services, FLCA | 41 | 0.7% | — |
| 32 | Broker Solutions, Inc. | 39 | 0.7% | — |
| 33 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 39 | 0.7% | 9.1% |
| 34 | NATIONSTAR MORTGAGE LLC | 38 | 0.6% | — |
| 35 | SPRING EQ, LLC | 37 | 0.6% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 37 | 0.6% | 3.0% |
| 37 | Independent Bank 63 out of 100, Moderate | 36 | 0.6% | 17.6% |
| 38 | GUARANTEED RATE, INC. | 35 | 0.6% | — |
| 39 | MORTGAGE 1 INCORPORATED | 35 | 0.6% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 35 | 0.6% | — |
Top 40 of 289 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps