Michigan · HMDA 2025
Mortgage lenders in Branch County, MI
168 lenders reported 1,765 home-loan applications in Branch County in 2025. 909 closed as loans ($150.5M), 413 were denied — a 29.5% denial rate on decided applications, above the Michigan rate of 22.4%. The three most active lenders handled 19% of applications, led by UNION HOME MORTGAGE CORP.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,765
- Loans originated
- 909
- Purchase / refinance
- 434 / 306
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Branch County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNION HOME MORTGAGE CORP. | 131 | 7.4% | — |
| 2 | Southern Michigan Bank & Trust 56 out of 100, Moderate | 109 | 6.2% | 13.3% |
| 3 | 21st Mortgage Corporation | 104 | 5.9% | — |
| 4 | Honor Credit Union 70 out of 100, Strong | 95 | 5.4% | 22.6% |
| 5 | CONSUMERS CREDIT UNION | 94 | 5.3% | — |
| 6 | Rocket Mortgage, LLC | 91 | 5.2% | — |
| 7 | TAMMAC HOLDINGS CORPORATION | 89 | 5.0% | — |
| 8 | Sturgis Bank & Trust Company 56 out of 100, Moderate | 77 | 4.4% | 3.4% |
| 9 | The Huntington National Bank 59 out of 100, Moderate | 61 | 3.5% | 31.6% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 46 | 2.6% | — |
| 11 | GVC MORTGAGE, INC. | 44 | 2.5% | — |
| 12 | RUOFF MORTGAGE COMPANY, INC. | 39 | 2.2% | — |
| 13 | MARSHALL COMMUNITY CREDIT UNION 78 out of 100, Strong | 38 | 2.2% | 0.6% |
| 14 | PNC Bank, National Association 62 out of 100, Moderate | 36 | 2.0% | 33.8% |
| 15 | Mortgage Research Center, LLC | 35 | 2.0% | — |
| 16 | Flagstar Bank, N.A. 31 out of 100, Low | 34 | 1.9% | 35.1% |
| 17 | TRIAD FINANCIAL SERVICES, INC. | 29 | 1.6% | — |
| 18 | NEWREZ LLC | 25 | 1.4% | — |
| 19 | Kiavi Funding, Inc. | 23 | 1.3% | — |
| 20 | GREENSTATE Credit Union 50 out of 100, Below average | 21 | 1.2% | 10.1% |
| 21 | PENNYMAC LOAN SERVICES, LLC | 20 | 1.1% | — |
| 22 | Broker Solutions, Inc. | 19 | 1.1% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.0% | 14.1% |
| 24 | FREEDOM MORTGAGE CORPORATION | 18 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 17 | 1.0% | — |
| 26 | FIGURE LENDING LLC | 16 | 0.9% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 16 | 0.9% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 14 | 0.8% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.7% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.7% | — |
| 31 | Fifth Third Bank, National Association 62 out of 100, Moderate | 12 | 0.7% | 34.0% |
| 32 | Coastal Community Bank 35 out of 100, Low | 12 | 0.7% | 3.0% |
| 33 | Prosperity Home Mortgage, LLC | 11 | 0.6% | — |
| 34 | NEW DAY FINANCIAL, LLC | 11 | 0.6% | — |
| 35 | KELLOGG COMMUNITY CREDIT UNION 88 out of 100, Very strong | 10 | 0.6% | 1.2% |
| 36 | PLANET HOME LENDING, LLC | 10 | 0.6% | — |
| 37 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 10 | 0.6% | 20.6% |
| 38 | ADVIA Federal Credit Union | 9 | 0.5% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.5% | — |
| 40 | Equity Prime Mortgage LLC | 8 | 0.5% | — |
Top 40 of 168 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps