Michigan · HMDA 2025
Mortgage lenders in Clinton County, MI
227 lenders reported 3,164 home-loan applications in Clinton County in 2025. 1,898 closed as loans ($404.6M), 452 were denied — a 18.5% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 27% of applications, led by MICHIGAN STATE UNIVERSITY Federal Credit Union. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,164
- Loans originated
- 1,898
- Purchase / refinance
- 884 / 581
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clinton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 349 | 11.0% | 20.6% |
| 2 | The Dart Bank | 286 | 9.0% | — |
| 3 | Rocket Mortgage, LLC | 227 | 7.2% | — |
| 4 | Fifth Third Bank, National Association 62 out of 100, Moderate | 175 | 5.5% | 34.0% |
| 5 | The Huntington National Bank 59 out of 100, Moderate | 146 | 4.6% | 31.6% |
| 6 | UNION HOME MORTGAGE CORP. | 146 | 4.6% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 113 | 3.6% | — |
| 8 | 21st Mortgage Corporation | 78 | 2.5% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 69 | 2.2% | — |
| 10 | Flagstar Bank, N.A. 31 out of 100, Low | 65 | 2.1% | 35.1% |
| 11 | NEWREZ LLC | 53 | 1.7% | — |
| 12 | Mortgage Research Center, LLC | 43 | 1.4% | — |
| 13 | LAFCU Credit Union 72 out of 100, Strong | 43 | 1.4% | 11.7% |
| 14 | MORTGAGE CENTER L.C | 42 | 1.3% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 41 | 1.3% | 33.8% |
| 16 | NATIONSTAR MORTGAGE LLC | 38 | 1.2% | — |
| 17 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 38 | 1.2% | 7.3% |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 37 | 1.2% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 37 | 1.2% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 36 | 1.1% | 14.1% |
| 21 | Lake Trust Credit Union 62 out of 100, Moderate | 34 | 1.1% | 44.1% |
| 22 | GreenStone Farm Credit Services, FLCA | 33 | 1.0% | — |
| 23 | Northpointe Bank 58 out of 100, Moderate | 31 | 1.0% | 10.4% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 0.9% | — |
| 25 | MORTGAGE 1 INCORPORATED | 30 | 0.9% | — |
| 26 | FIGURE LENDING LLC | 27 | 0.9% | — |
| 27 | Mercantile Bank 73 out of 100, Strong | 27 | 0.9% | 15.2% |
| 28 | PFCU | 25 | 0.8% | — |
| 29 | VAN DYK MORTGAGE CORPORATION | 24 | 0.8% | — |
| 30 | First National Bank of America 51 out of 100, Below average | 23 | 0.7% | 16.9% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 0.7% | 32.9% |
| 32 | Independent Bank 63 out of 100, Moderate | 22 | 0.7% | 17.6% |
| 33 | CASE Credit Union 62 out of 100, Moderate | 22 | 0.7% | 13.0% |
| 34 | Loandepot.Com, LLC | 21 | 0.7% | — |
| 35 | Adventure Credit Union 67 out of 100, Moderate | 19 | 0.6% | 10.5% |
| 36 | CONSUMERS CREDIT UNION | 19 | 0.6% | — |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 18 | 0.6% | 32.5% |
| 38 | DFCU FINANCIAL | 18 | 0.6% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 18 | 0.6% | 3.0% |
| 40 | SPRING EQ, LLC | 17 | 0.5% | — |
Top 40 of 227 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps