Michigan · HMDA 2025
Mortgage lenders in Dickinson County, MI
97 lenders reported 620 home-loan applications in Dickinson County in 2025. 336 closed as loans ($53.5M), 87 were denied — a 19.9% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 28% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 620
- Loans originated
- 336
- Purchase / refinance
- 187 / 98
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dickinson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 61 | 9.8% | — |
| 2 | Flagstar Bank, N.A. 31 out of 100, Low | 61 | 9.8% | 35.1% |
| 3 | IncredibleBank 57 out of 100, Moderate | 49 | 7.9% | 11.9% |
| 4 | Mortgage Research Center, LLC | 27 | 4.4% | — |
| 5 | The Huntington National Bank 59 out of 100, Moderate | 26 | 4.2% | 31.6% |
| 6 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 20 | 3.2% | 10.2% |
| 7 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 20 | 3.2% | — |
| 8 | Range Bank 80 out of 100, Strong | 18 | 2.9% | 2.6% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 17 | 2.7% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.6% | — |
| 11 | NATIONSTAR MORTGAGE LLC | 15 | 2.4% | — |
| 12 | AmeriSave Mortgage Corporation | 13 | 2.1% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 13 | 2.1% | — |
| 14 | NEW DAY FINANCIAL, LLC | 12 | 1.9% | — |
| 15 | Loandepot.Com, LLC | 11 | 1.8% | — |
| 16 | FIGURE LENDING LLC | 11 | 1.8% | — |
| 17 | Nicolet National Bank 64 out of 100, Moderate | 10 | 1.6% | 4.5% |
| 18 | PLANET HOME LENDING, LLC | 10 | 1.6% | — |
| 19 | Zippy Loans, LLC | 10 | 1.6% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 10 | 1.6% | 3.0% |
| 21 | NEWREZ LLC | 9 | 1.5% | — |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 1.5% | — |
| 23 | Broker Solutions, Inc. | 8 | 1.3% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.1% | 32.9% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.1% | — |
| 26 | Paramount Residential Mortgage Group, Inc. | 7 | 1.1% | — |
| 27 | Honor Credit Union 70 out of 100, Strong | 7 | 1.1% | 22.6% |
| 28 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 1.0% | — |
| 29 | USAA Federal Savings Bank 64 out of 100, Moderate | 6 | 1.0% | 37.2% |
| 30 | POINT MORTGAGE CORPORATION | 6 | 1.0% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.8% | 14.1% |
| 32 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 0.8% | 39.5% |
| 33 | GUILD MORTGAGE COMPANY | 4 | 0.6% | — |
| 34 | Discover Bank | 3 | 0.5% | — |
| 35 | GUARANTEED RATE, INC. | 3 | 0.5% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 3 | 0.5% | 33.8% |
| 37 | SPRING EQ, LLC | 3 | 0.5% | — |
| 38 | NBKC BANK | 3 | 0.5% | — |
| 39 | MORTGAGEONE, INC. | 3 | 0.5% | — |
| 40 | PLAZA HOME MORTGAGE, INC. | 3 | 0.5% | — |
Top 40 of 97 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps