Michigan · HMDA 2025
Mortgage lenders in Hillsdale County, MI
204 lenders reported 1,662 home-loan applications in Hillsdale County in 2025. 947 closed as loans ($171.1M), 279 were denied — a 21.7% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 21% of applications, led by Rocket Mortgage, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,662
- Loans originated
- 947
- Purchase / refinance
- 476 / 278
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hillsdale County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 142 | 8.5% | — |
| 2 | County National Bank 41 out of 100, Below average | 109 | 6.6% | 11.9% |
| 3 | Southern Michigan Bank & Trust 56 out of 100, Moderate | 97 | 5.8% | 13.3% |
| 4 | Fifth Third Bank, National Association 62 out of 100, Moderate | 88 | 5.3% | 34.0% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 82 | 4.9% | — |
| 6 | The Huntington National Bank 59 out of 100, Moderate | 62 | 3.7% | 31.6% |
| 7 | UNION HOME MORTGAGE CORP. | 62 | 3.7% | — |
| 8 | COMMUNITY CHOICE | 57 | 3.4% | — |
| 9 | Mortgage Research Center, LLC | 40 | 2.4% | — |
| 10 | Flagstar Bank, N.A. 31 out of 100, Low | 40 | 2.4% | 35.1% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 30 | 1.8% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 28 | 1.7% | — |
| 13 | NEWREZ LLC | 26 | 1.6% | — |
| 14 | Honor Credit Union 70 out of 100, Strong | 25 | 1.5% | 22.6% |
| 15 | GVC MORTGAGE, INC. | 23 | 1.4% | — |
| 16 | TLC COMMUNITY Credit Union 90 out of 100, Very strong | 23 | 1.4% | 17.5% |
| 17 | Broker Solutions, Inc. | 22 | 1.3% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 20 | 1.2% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.1% | 14.1% |
| 20 | Old National Bank 59 out of 100, Moderate | 18 | 1.1% | 22.1% |
| 21 | TRUE COMMUNITY Credit Union 63 out of 100, Moderate | 18 | 1.1% | 20.1% |
| 22 | WesBanco Bank, Inc. 66 out of 100, Moderate | 18 | 1.1% | 20.1% |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 17 | 1.0% | 32.9% |
| 24 | CARRINGTON MORTGAGE SERVICES, LLC | 17 | 1.0% | — |
| 25 | AmeriSave Mortgage Corporation | 16 | 1.0% | — |
| 26 | GreenStone Farm Credit Services, FLCA | 16 | 1.0% | — |
| 27 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 15 | 0.9% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 15 | 0.9% | — |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 13 | 0.8% | 33.8% |
| 30 | FIGURE LENDING LLC | 13 | 0.8% | — |
| 31 | RUOFF MORTGAGE COMPANY, INC. | 12 | 0.7% | — |
| 32 | Loandepot.Com, LLC | 11 | 0.7% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 0.7% | — |
| 34 | The Farmers & Merchants State Bank | 11 | 0.7% | — |
| 35 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 11 | 0.7% | 20.6% |
| 36 | CONSUMERS CREDIT UNION | 11 | 0.7% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.7% | — |
| 38 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 0.6% | — |
| 39 | PLANET HOME LENDING, LLC | 10 | 0.6% | — |
| 40 | The State Bank and Trust Company 70 out of 100, Strong | 10 | 0.6% | 9.9% |
Top 40 of 204 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps