Michigan · HMDA 2025
Mortgage lenders in Mackinac County, MI
91 lenders reported 235 home-loan applications in Mackinac County in 2025. 128 closed as loans ($29.7M), 39 were denied — a 22.8% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 23% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 235
- Loans originated
- 128
- Purchase / refinance
- 63 / 46
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mackinac County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 32 | 13.6% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 11 | 4.7% | 31.6% |
| 3 | Mortgage Research Center, LLC | 11 | 4.7% | — |
| 4 | Nicolet National Bank 64 out of 100, Moderate | 8 | 3.4% | 4.5% |
| 5 | 4Front Credit Union 54 out of 100, Below average | 8 | 3.4% | 10.0% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 3.0% | 14.1% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 3.0% | — |
| 8 | AmeriSave Mortgage Corporation | 6 | 2.6% | — |
| 9 | NEW DAY FINANCIAL, LLC | 6 | 2.6% | — |
| 10 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 6 | 2.6% | 7.3% |
| 11 | GreenStone Farm Credit Services, FLCA | 6 | 2.6% | — |
| 12 | NEWREZ LLC | 5 | 2.1% | — |
| 13 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 2.1% | 32.5% |
| 14 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.7% | — |
| 15 | SPRING EQ, LLC | 4 | 1.7% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.3% | — |
| 17 | FIGURE LENDING LLC | 3 | 1.3% | — |
| 18 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 3 | 1.3% | 20.6% |
| 19 | FREEDOM MORTGAGE CORPORATION | 3 | 1.3% | — |
| 20 | LOWER, LLC | 3 | 1.3% | — |
| 21 | BETTER MORTGAGE CORPORATION | 3 | 1.3% | — |
| 22 | Fifth Third Bank, National Association 62 out of 100, Moderate | 3 | 1.3% | 34.0% |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.9% | 32.9% |
| 24 | Broker Solutions, Inc. | 2 | 0.9% | — |
| 25 | GUARANTEED RATE, INC. | 2 | 0.9% | — |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 0.9% | 33.8% |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.9% | — |
| 28 | 1ST STATE FINANCIAL, LTD. | 2 | 0.9% | — |
| 29 | RBC Bank, (Georgia) National Association | 2 | 0.9% | — |
| 30 | Click n' Close, Inc. | 2 | 0.9% | — |
| 31 | AMERICAN FINANCING CORPORATION | 2 | 0.9% | — |
| 32 | Old National Bank 59 out of 100, Moderate | 2 | 0.9% | 22.1% |
| 33 | BLG HOLDINGS, INC. | 2 | 0.9% | — |
| 34 | Bank of England 57 out of 100, Moderate | 2 | 0.9% | 8.4% |
| 35 | PLAZA HOME MORTGAGE, INC. | 2 | 0.9% | — |
| 36 | Equity Prime Mortgage LLC | 2 | 0.9% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.9% | — |
| 38 | UNITED FEDERAL CREDIT UNION | 2 | 0.9% | — |
| 39 | Comerica Bank | 2 | 0.9% | — |
| 40 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 0.9% | 37.2% |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps