Michigan · HMDA 2025
Mortgage lenders in Menominee County, MI
91 lenders reported 549 home-loan applications in Menominee County in 2025. 311 closed as loans ($50.7M), 58 were denied — a 14.5% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 29% of applications, led by FIRST COLONY MORTGAGE CORPORATION. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 549
- Loans originated
- 311
- Purchase / refinance
- 166 / 105
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Menominee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRST COLONY MORTGAGE CORPORATION | 60 | 10.9% | — |
| 2 | The Stephenson National Bank and Trust 66 out of 100, Moderate | 58 | 10.6% | 9.2% |
| 3 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 39 | 7.1% | 10.2% |
| 4 | Rocket Mortgage, LLC | 37 | 6.7% | — |
| 5 | GUARANTEED RATE, INC. | 33 | 6.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 23 | 4.2% | — |
| 7 | Nicolet National Bank 64 out of 100, Moderate | 23 | 4.2% | 4.5% |
| 8 | Mortgage Research Center, LLC | 17 | 3.1% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.9% | — |
| 10 | PLANET HOME LENDING, LLC | 16 | 2.9% | — |
| 11 | Flagstar Bank, N.A. 31 out of 100, Low | 16 | 2.9% | 35.1% |
| 12 | Associated Bank, National Association | 14 | 2.6% | — |
| 13 | PCM Credit Union 68 out of 100, Moderate | 12 | 2.2% | 3.2% |
| 14 | Broker Solutions, Inc. | 10 | 1.8% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 10 | 1.8% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 9 | 1.6% | — |
| 17 | LAKEVIEW LOAN SERVICING, LLC | 7 | 1.3% | — |
| 18 | NEW DAY FINANCIAL, LLC | 7 | 1.3% | — |
| 19 | Loandepot.Com, LLC | 6 | 1.1% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.9% | 14.1% |
| 21 | FIGURE LENDING LLC | 5 | 0.9% | — |
| 22 | Fifth Third Bank, National Association 62 out of 100, Moderate | 5 | 0.9% | 34.0% |
| 23 | NEWREZ LLC | 4 | 0.7% | — |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.7% | 22.2% |
| 25 | AmeriSave Mortgage Corporation | 4 | 0.7% | — |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.7% | 39.5% |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.7% | — |
| 28 | N.E.W. CREDIT UNION 77 out of 100, Strong | 4 | 0.7% | 1.7% |
| 29 | Summit Credit Union | 4 | 0.7% | — |
| 30 | IncredibleBank 57 out of 100, Moderate | 4 | 0.7% | 11.9% |
| 31 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 4 | 0.7% | 9.1% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.5% | 32.5% |
| 33 | PNC Bank, National Association 62 out of 100, Moderate | 3 | 0.5% | 33.8% |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.5% | 44.7% |
| 35 | BMO Bank National Association 83 out of 100, Strong | 3 | 0.5% | 40.5% |
| 36 | GreenStone Farm Credit Services, FLCA | 3 | 0.5% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 3 | 0.5% | 3.0% |
| 38 | CMG MORTGAGE, INC. | 2 | 0.4% | — |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.4% | 32.9% |
| 40 | GUILD MORTGAGE COMPANY | 2 | 0.4% | — |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps