Michigan · HMDA 2025
Mortgage lenders in Ogemaw County, MI
144 lenders reported 808 home-loan applications in Ogemaw County in 2025. 438 closed as loans ($68.6M), 157 were denied — a 25.7% denial rate on decided applications, above the Michigan rate of 22.4%. The three most active lenders handled 35% of applications, led by Rocket Mortgage, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 808
- Loans originated
- 438
- Purchase / refinance
- 219 / 134
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ogemaw County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 102 | 12.6% | — |
| 2 | Mercantile Bank 73 out of 100, Strong | 100 | 12.4% | 15.2% |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 79 | 9.8% | 31.6% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 33 | 4.1% | — |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 22 | 2.7% | 33.8% |
| 6 | NEWREZ LLC | 19 | 2.4% | — |
| 7 | Mortgage Research Center, LLC | 18 | 2.2% | — |
| 8 | AmeriSave Mortgage Corporation | 17 | 2.1% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 15 | 1.9% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.6% | 14.1% |
| 11 | Loandepot.Com, LLC | 12 | 1.5% | — |
| 12 | STAUNTON FINANCIAL, INC. | 12 | 1.5% | — |
| 13 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 12 | 1.5% | 7.3% |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 11 | 1.4% | 32.5% |
| 15 | MORTGAGE 1 INCORPORATED | 10 | 1.2% | — |
| 16 | NEW DAY FINANCIAL, LLC | 10 | 1.2% | — |
| 17 | Fifth Third Bank, National Association 62 out of 100, Moderate | 10 | 1.2% | 34.0% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.1% | 32.9% |
| 19 | Broker Solutions, Inc. | 9 | 1.1% | — |
| 20 | Frankenmuth Credit Union 64 out of 100, Moderate | 8 | 1.0% | 2.8% |
| 21 | PLANET HOME LENDING, LLC | 7 | 0.9% | — |
| 22 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 7 | 0.9% | 20.6% |
| 23 | BLG HOLDINGS, INC. | 7 | 0.9% | — |
| 24 | Independent Bank 63 out of 100, Moderate | 6 | 0.7% | 17.6% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.7% | — |
| 26 | COMMUNITY FINANCIAL CREDIT UNION | 6 | 0.7% | — |
| 27 | The Dart Bank | 6 | 0.7% | — |
| 28 | CREDIT UNION ONE 76 out of 100, Strong | 6 | 0.7% | 29.5% |
| 29 | FREEDOM MORTGAGE CORPORATION | 6 | 0.7% | — |
| 30 | Genisys Credit Union 81 out of 100, Strong | 6 | 0.7% | 18.7% |
| 31 | MICHIGAN SCHOOLS AND GOVERNMENT | 6 | 0.7% | — |
| 32 | MORTGAGE CENTER L.C | 6 | 0.7% | — |
| 33 | GreenStone Farm Credit Services, FLCA | 6 | 0.7% | — |
| 34 | MOVEMENT MORTGAGE, LLC | 5 | 0.6% | — |
| 35 | THE LOAN STORE, INC. | 5 | 0.6% | — |
| 36 | Wildfire Credit Union 70 out of 100, Strong | 5 | 0.6% | 12.1% |
| 37 | DOW CREDIT UNION 73 out of 100, Strong | 5 | 0.6% | 11.1% |
| 38 | NATIONSTAR MORTGAGE LLC | 5 | 0.6% | — |
| 39 | J. VIRGIL, INC. | 5 | 0.6% | — |
| 40 | FIRST COMMUNITY MORTGAGE, INC. | 5 | 0.6% | — |
Top 40 of 144 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps