Michigan · HMDA 2025
Mortgage lenders in Ontonagon County, MI
57 lenders reported 164 home-loan applications in Ontonagon County in 2025. 91 closed as loans ($14.4M), 28 were denied — a 22.8% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 27% of applications, led by Rocket Mortgage, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 164
- Loans originated
- 91
- Purchase / refinance
- 47 / 34
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ontonagon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 28 | 17.1% | — |
| 2 | Bankers' Bank 69 out of 100, Moderate | 8 | 4.9% | 13.0% |
| 3 | Flagstar Bank, N.A. 31 out of 100, Low | 8 | 4.9% | 35.1% |
| 4 | NEWREZ LLC | 7 | 4.3% | — |
| 5 | Mortgage Research Center, LLC | 7 | 4.3% | — |
| 6 | GreenStone Farm Credit Services, FLCA | 7 | 4.3% | — |
| 7 | The Huntington National Bank 59 out of 100, Moderate | 6 | 3.7% | 31.6% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 3.7% | — |
| 9 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 6 | 3.7% | 10.2% |
| 10 | Loandepot.Com, LLC | 4 | 2.4% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.4% | — |
| 12 | AmeriSave Mortgage Corporation | 4 | 2.4% | — |
| 13 | SPRING EQ, LLC | 4 | 2.4% | — |
| 14 | IncredibleBank 57 out of 100, Moderate | 4 | 2.4% | 11.9% |
| 15 | GoodLeap, LLC | 4 | 2.4% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.8% | 14.1% |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.8% | 22.2% |
| 18 | Paramount Residential Mortgage Group, Inc. | 3 | 1.8% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 3 | 1.8% | — |
| 20 | NEW DAY FINANCIAL, LLC | 3 | 1.8% | — |
| 21 | Associated Bank, National Association | 3 | 1.8% | — |
| 22 | Broker Solutions, Inc. | 2 | 1.2% | — |
| 23 | Superior National Bank 73 out of 100, Strong | 2 | 1.2% | 3.4% |
| 24 | Fifth Third Bank, National Association 62 out of 100, Moderate | 2 | 1.2% | 34.0% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.6% | 32.9% |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.6% | 32.5% |
| 27 | MOVEMENT MORTGAGE, LLC | 1 | 0.6% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.6% | — |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.6% | 33.8% |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.6% | 44.7% |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.6% | 39.5% |
| 32 | PRESTON HOME LOANS INC | 1 | 0.6% | — |
| 33 | THE LOAN STORE, INC. | 1 | 0.6% | — |
| 34 | AAA CAPITAL INVESTMENT, INC. | 1 | 0.6% | — |
| 35 | Forward Bank 64 out of 100, Moderate | 1 | 0.6% | 4.2% |
| 36 | Nicolet National Bank 64 out of 100, Moderate | 1 | 0.6% | 4.5% |
| 37 | Sierra Pacific Mortgage Company, Inc. | 1 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 1 | 0.6% | — |
| 39 | Nations Lending Corporation | 1 | 0.6% | — |
| 40 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.6% | 19.1% |
Top 40 of 57 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps