Michigan · HMDA 2025
Mortgage lenders in Shiawassee County, MI
206 lenders reported 3,085 home-loan applications in Shiawassee County in 2025. 1,675 closed as loans ($269.0M), 511 were denied — a 22.3% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 21% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,085
- Loans originated
- 1,675
- Purchase / refinance
- 777 / 539
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Shiawassee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 296 | 9.6% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 193 | 6.3% | 31.6% |
| 3 | Fifth Third Bank, National Association 62 out of 100, Moderate | 162 | 5.3% | 34.0% |
| 4 | MORTGAGE 1 INCORPORATED | 158 | 5.1% | — |
| 5 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 112 | 3.6% | 20.6% |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 106 | 3.4% | 32.5% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 105 | 3.4% | — |
| 8 | The Dart Bank | 79 | 2.6% | — |
| 9 | NEWREZ LLC | 71 | 2.3% | — |
| 10 | PRESTON HOME LOANS INC | 71 | 2.3% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 65 | 2.1% | — |
| 12 | LAFCU Credit Union 72 out of 100, Strong | 63 | 2.0% | 11.7% |
| 13 | Mortgage Research Center, LLC | 57 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 53 | 1.7% | — |
| 15 | Broker Solutions, Inc. | 47 | 1.5% | — |
| 16 | UNION HOME MORTGAGE CORP. | 45 | 1.5% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 42 | 1.4% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 42 | 1.4% | — |
| 19 | FIGURE LENDING LLC | 40 | 1.3% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 38 | 1.2% | 14.1% |
| 21 | Dort Financial Credit Union 64 out of 100, Moderate | 36 | 1.2% | 20.0% |
| 22 | PFCU | 35 | 1.1% | — |
| 23 | BLG HOLDINGS, INC. | 34 | 1.1% | — |
| 24 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 33 | 1.1% | 7.3% |
| 25 | Loandepot.Com, LLC | 32 | 1.0% | — |
| 26 | AmeriSave Mortgage Corporation | 29 | 0.9% | — |
| 27 | PLANET HOME LENDING, LLC | 29 | 0.9% | — |
| 28 | 21st Mortgage Corporation | 28 | 0.9% | — |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 27 | 0.9% | 33.8% |
| 30 | DAS Acquisition Company, LLC | 27 | 0.9% | — |
| 31 | J. VIRGIL, INC. | 26 | 0.8% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 25 | 0.8% | — |
| 33 | FINANCIAL PLUS CREDIT UNION | 25 | 0.8% | — |
| 34 | TAMMAC HOLDINGS CORPORATION | 24 | 0.8% | — |
| 35 | Flagstar Bank, N.A. 31 out of 100, Low | 24 | 0.8% | 35.1% |
| 36 | SECURITY CREDIT UNION 58 out of 100, Moderate | 23 | 0.7% | 26.0% |
| 37 | GreenStone Farm Credit Services, FLCA | 23 | 0.7% | — |
| 38 | SPRING EQ, LLC | 21 | 0.7% | — |
| 39 | MORTGAGE CENTER L.C | 21 | 0.7% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 20 | 0.6% | — |
Top 40 of 206 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps