Minnesota · HMDA 2025
Mortgage lenders in Sibley County, MN
108 lenders reported 527 home-loan applications in Sibley County in 2025. 311 closed as loans ($62.4M), 65 were denied — a 16.5% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 17% of applications, led by U.S. Bank National Association. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 527
- Loans originated
- 311
- Purchase / refinance
- 185 / 87
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sibley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 35 | 6.6% | 39.5% |
| 2 | Rocket Mortgage, LLC | 32 | 6.1% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 4.4% | — |
| 4 | Broker Solutions, Inc. | 20 | 3.8% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 20 | 3.8% | — |
| 6 | NEWREZ LLC | 17 | 3.2% | — |
| 7 | Bell Bank 59 out of 100, Moderate | 17 | 3.2% | 7.1% |
| 8 | Fairway Independent Mortgage Corporation | 15 | 2.8% | — |
| 9 | Mortgage Research Center, LLC | 15 | 2.8% | — |
| 10 | Minnwest Bank 68 out of 100, Moderate | 11 | 2.1% | 11.9% |
| 11 | Old National Bank 59 out of 100, Moderate | 10 | 1.9% | 22.1% |
| 12 | NATIONSTAR MORTGAGE LLC | 10 | 1.9% | — |
| 13 | COMPEER FINANCIAL, FLCA | 9 | 1.7% | — |
| 14 | Granite Bank 53 out of 100, Below average | 9 | 1.7% | 6.2% |
| 15 | First State Bank of Le Center 76 out of 100, Strong | 9 | 1.7% | 2.1% |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.5% | — |
| 17 | HomeTown Bank 64 out of 100, Moderate | 8 | 1.5% | 4.2% |
| 18 | Cornerstone State Bank 74 out of 100, Strong | 8 | 1.5% | 6.0% |
| 19 | PLANET HOME LENDING, LLC | 8 | 1.5% | — |
| 20 | Security Bank & Trust Company 74 out of 100, Strong | 8 | 1.5% | 2.6% |
| 21 | First National Bank Minnesota 64 out of 100, Moderate | 7 | 1.3% | 16.9% |
| 22 | PLAZA HOME MORTGAGE, INC. | 7 | 1.3% | — |
| 23 | Blaze Credit Union 61 out of 100, Moderate | 7 | 1.3% | 14.3% |
| 24 | SOUTHPOINT FINANCIAL | 7 | 1.3% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.1% | 14.1% |
| 26 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 6 | 1.1% | 22.2% |
| 27 | CORTRUST MORTGAGE, INC. | 6 | 1.1% | — |
| 28 | Citizens Bank Minnesota 70 out of 100, Strong | 6 | 1.1% | 5.1% |
| 29 | The Huntington National Bank 59 out of 100, Moderate | 5 | 0.9% | 31.6% |
| 30 | GUARANTEED RATE, INC. | 5 | 0.9% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.9% | — |
| 32 | Prosperity Home Mortgage, LLC | 5 | 0.9% | — |
| 33 | FREEDOM MORTGAGE CORPORATION | 5 | 0.9% | — |
| 34 | AFFINITY PLUS | 5 | 0.9% | — |
| 35 | Luminate Bank 47 out of 100, Below average | 5 | 0.9% | 4.3% |
| 36 | Flagstar Bank, N.A. 31 out of 100, Low | 5 | 0.9% | 35.1% |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.8% | 32.5% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.8% | 22.2% |
| 39 | KIND LENDING, LLC | 4 | 0.8% | — |
| 40 | MASON MCDUFFIE MORTGAGE CORPORATION | 4 | 0.8% | — |
Top 40 of 108 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps