Mississippi · HMDA 2025
Mortgage lenders in Clarke County, MS
80 lenders reported 543 home-loan applications in Clarke County in 2025. 249 closed as loans ($33.1M), 138 were denied — a 32.2% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 36% of applications, led by 21st Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 543
- Loans originated
- 249
- Purchase / refinance
- 162 / 60
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clarke County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 90 | 16.6% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 57 | 10.5% | — |
| 3 | Trustmark National Bank 62 out of 100, Moderate | 46 | 8.5% | 14.7% |
| 4 | Community Bank of Mississippi 64 out of 100, Moderate | 28 | 5.2% | 9.7% |
| 5 | BankPlus 71 out of 100, Strong | 27 | 5.0% | 12.2% |
| 6 | Great Southern Bank 66 out of 100, Moderate | 22 | 4.1% | 4.8% |
| 7 | Rocket Mortgage, LLC | 21 | 3.9% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 17 | 3.1% | 43.1% |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 16 | 2.9% | — |
| 10 | Mortgage Research Center, LLC | 14 | 2.6% | — |
| 11 | Renasant Bank 64 out of 100, Moderate | 13 | 2.4% | 11.6% |
| 12 | The Citizens National Bank of Meridian | 12 | 2.2% | — |
| 13 | Broker Solutions, Inc. | 11 | 2.0% | — |
| 14 | NEWREZ LLC | 9 | 1.7% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 9 | 1.7% | — |
| 16 | FirstBank 59 out of 100, Moderate | 7 | 1.3% | 42.8% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.1% | 32.9% |
| 18 | FREEDOM MORTGAGE CORPORATION | 6 | 1.1% | — |
| 19 | AmeriSave Mortgage Corporation | 5 | 0.9% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.9% | — |
| 21 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.9% | — |
| 22 | TAMMAC HOLDINGS CORPORATION | 5 | 0.9% | — |
| 23 | TOWNE MORTGAGE COMPANY | 5 | 0.9% | — |
| 24 | FIRST COMMUNITY MORTGAGE, INC. | 5 | 0.9% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.7% | 14.1% |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.7% | 32.5% |
| 27 | Loandepot.Com, LLC | 4 | 0.7% | — |
| 28 | CSL Financial, LLC | 4 | 0.7% | — |
| 29 | GMFS LLC | 4 | 0.7% | — |
| 30 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 0.7% | 74.7% |
| 31 | MORTGAGE INVESTORS GROUP, INC. | 4 | 0.7% | — |
| 32 | GUARANTEED RATE, INC. | 3 | 0.6% | — |
| 33 | SPRING EQ, LLC | 3 | 0.6% | — |
| 34 | FIRST FLORIDA Credit Union 72 out of 100, Strong | 3 | 0.6% | 27.8% |
| 35 | UNION HOME MORTGAGE CORP. | 3 | 0.6% | — |
| 36 | HOMETRUST MORTGAGE COMPANY | 3 | 0.6% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 3 | 0.6% | 3.0% |
| 38 | Truist Bank 63 out of 100, Moderate | 2 | 0.4% | 40.8% |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.4% | 39.5% |
| 40 | PLANET HOME LENDING, LLC | 2 | 0.4% | — |
Top 40 of 80 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps