Mississippi · HMDA 2025
Mortgage lenders in Holmes County, MS
56 lenders reported 265 home-loan applications in Holmes County in 2025. 87 closed as loans ($9.7M), 112 were denied — a 50.5% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 42% of applications, led by 21st Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 265
- Loans originated
- 87
- Purchase / refinance
- 49 / 29
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Holmes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 50 | 18.9% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 12.1% | — |
| 3 | BankPlus 71 out of 100, Strong | 29 | 10.9% | 12.2% |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 17 | 6.4% | — |
| 5 | Rocket Mortgage, LLC | 11 | 4.2% | — |
| 6 | FirstBank 59 out of 100, Moderate | 11 | 4.2% | 42.8% |
| 7 | Regions Bank 64 out of 100, Moderate | 10 | 3.8% | 43.1% |
| 8 | Broker Solutions, Inc. | 5 | 1.9% | — |
| 9 | Renasant Bank 64 out of 100, Moderate | 5 | 1.9% | 11.6% |
| 10 | FREEDOM MORTGAGE CORPORATION | 5 | 1.9% | — |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.5% | 32.9% |
| 12 | Mortgage Research Center, LLC | 4 | 1.5% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.5% | 39.5% |
| 14 | MUTUAL CREDIT UNION | 4 | 1.5% | — |
| 15 | Cadence Bank | 4 | 1.5% | — |
| 16 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.1% | 22.2% |
| 17 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.1% | — |
| 18 | AmeriSave Mortgage Corporation | 3 | 1.1% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.1% | — |
| 20 | Southern Bancorp Bank 61 out of 100, Moderate | 3 | 1.1% | 12.4% |
| 21 | NEW DAY FINANCIAL, LLC | 3 | 1.1% | — |
| 22 | The Citizens National Bank of Meridian | 3 | 1.1% | — |
| 23 | Trustmark National Bank 62 out of 100, Moderate | 3 | 1.1% | 14.7% |
| 24 | NEWREZ LLC | 2 | 0.8% | — |
| 25 | Truist Bank 63 out of 100, Moderate | 2 | 0.8% | 40.8% |
| 26 | Loandepot.Com, LLC | 2 | 0.8% | — |
| 27 | GUILD MORTGAGE COMPANY | 2 | 0.8% | — |
| 28 | SPRING EQ, LLC | 2 | 0.8% | — |
| 29 | Community Bank of Mississippi 64 out of 100, Moderate | 2 | 0.8% | 9.7% |
| 30 | HOPE FEDERAL CREDIT UNION | 2 | 0.8% | — |
| 31 | LENDINGONE, LLC | 2 | 0.8% | — |
| 32 | TAMMAC HOLDINGS CORPORATION | 2 | 0.8% | — |
| 33 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 0.8% | 74.7% |
| 34 | TOWNE MORTGAGE COMPANY | 2 | 0.8% | — |
| 35 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 0.8% | — |
| 36 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 0.8% | 37.2% |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.4% | 14.1% |
| 38 | Discover Bank | 1 | 0.4% | — |
| 39 | DHI MORTGAGE COMPANY, LTD. | 1 | 0.4% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
Top 40 of 56 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps