Mississippi · HMDA 2025
Mortgage lenders in Humphreys County, MS
43 lenders reported 175 home-loan applications in Humphreys County in 2025. 79 closed as loans ($7.8M), 63 were denied — a 43.2% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 41% of applications, led by Guaranty Bank and Trust Company. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 175
- Loans originated
- 79
- Purchase / refinance
- 49 / 23
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Humphreys County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 31 | 17.7% | 18.4% |
| 2 | BankPlus 71 out of 100, Strong | 25 | 14.3% | 12.2% |
| 3 | 21st Mortgage Corporation | 16 | 9.1% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 6.3% | — |
| 5 | Community Bank of Mississippi 64 out of 100, Moderate | 8 | 4.6% | 9.7% |
| 6 | GUILD MORTGAGE COMPANY | 7 | 4.0% | — |
| 7 | Regions Bank 64 out of 100, Moderate | 6 | 3.4% | 43.1% |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 6 | 3.4% | — |
| 9 | Rocket Mortgage, LLC | 5 | 2.9% | — |
| 10 | Mortgage Research Center, LLC | 5 | 2.9% | — |
| 11 | Loandepot.Com, LLC | 4 | 2.3% | — |
| 12 | NEWREZ LLC | 3 | 1.7% | — |
| 13 | AmeriSave Mortgage Corporation | 3 | 1.7% | — |
| 14 | Renasant Bank 64 out of 100, Moderate | 3 | 1.7% | 11.6% |
| 15 | HOPE FEDERAL CREDIT UNION | 3 | 1.7% | — |
| 16 | PriorityOne Bank 70 out of 100, Strong | 3 | 1.7% | 9.2% |
| 17 | FirstBank 59 out of 100, Moderate | 3 | 1.7% | 42.8% |
| 18 | Coastal Community Bank 35 out of 100, Low | 3 | 1.7% | 3.0% |
| 19 | Broker Solutions, Inc. | 2 | 1.1% | — |
| 20 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.1% | — |
| 21 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 1.1% | — |
| 22 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 1.1% | 37.2% |
| 23 | Cadence Bank | 2 | 1.1% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.6% | 14.1% |
| 25 | Truist Bank 63 out of 100, Moderate | 1 | 0.6% | 40.8% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.6% | 22.2% |
| 27 | FIRSTTRUST HOME LOANS, INC. | 1 | 0.6% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.6% | — |
| 29 | MidFirst Bank 34 out of 100, Low | 1 | 0.6% | 16.3% |
| 30 | STANDARD MORTGAGE CORPORATION | 1 | 0.6% | — |
| 31 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | 0.6% | — |
| 32 | AFFINITY | 1 | 0.6% | — |
| 33 | MUTUAL CREDIT UNION | 1 | 0.6% | — |
| 34 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 0.6% | — |
| 35 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 1 | 0.6% | 45.9% |
| 36 | TAMMAC HOLDINGS CORPORATION | 1 | 0.6% | — |
| 37 | NATIONSTAR MORTGAGE LLC | 1 | 0.6% | — |
| 38 | Southern Bancorp Bank 61 out of 100, Moderate | 1 | 0.6% | 12.4% |
| 39 | First South Financial Federally Insured State-Chartered Credit Union | 1 | 0.6% | — |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 0.6% | — |
Top 40 of 43 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps