Mississippi · HMDA 2025
Mortgage lenders in Lawrence County, MS
78 lenders reported 449 home-loan applications in Lawrence County in 2025. 166 closed as loans ($21.0M), 148 were denied — a 42.5% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 33% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 449
- Loans originated
- 166
- Purchase / refinance
- 80 / 56
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lawrence County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 68 | 15.1% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 47 | 10.5% | 43.1% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 7.1% | — |
| 4 | Ferguson Federal Credit Union 33 out of 100, Low | 32 | 7.1% | 22.6% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 28 | 6.2% | — |
| 6 | Rocket Mortgage, LLC | 28 | 6.2% | — |
| 7 | Trustmark National Bank 62 out of 100, Moderate | 16 | 3.6% | 14.7% |
| 8 | BankPlus 71 out of 100, Strong | 13 | 2.9% | 12.2% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 10 | 2.2% | — |
| 10 | FirstBank 59 out of 100, Moderate | 10 | 2.2% | 42.8% |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 2.0% | — |
| 12 | Loansteady LLC | 9 | 2.0% | — |
| 13 | Broker Solutions, Inc. | 8 | 1.8% | — |
| 14 | SOUTHWEST STAGE FUNDING, LLC | 8 | 1.8% | — |
| 15 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 1.8% | 74.7% |
| 16 | Loandepot.Com, LLC | 7 | 1.6% | — |
| 17 | Mortgage Research Center, LLC | 6 | 1.3% | — |
| 18 | Cadence Bank | 6 | 1.3% | — |
| 19 | Coastal Community Bank 35 out of 100, Low | 5 | 1.1% | 3.0% |
| 20 | NEWREZ LLC | 4 | 0.9% | — |
| 21 | GUILD MORTGAGE COMPANY | 4 | 0.9% | — |
| 22 | Renasant Bank 64 out of 100, Moderate | 4 | 0.9% | 11.6% |
| 23 | FREEDOM MORTGAGE CORPORATION | 4 | 0.9% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.7% | 14.1% |
| 25 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.7% | — |
| 26 | AmeriSave Mortgage Corporation | 3 | 0.7% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.7% | — |
| 28 | TAMMAC HOLDINGS CORPORATION | 3 | 0.7% | — |
| 29 | GMFS LLC | 3 | 0.7% | — |
| 30 | First Bank 74 out of 100, Strong | 3 | 0.7% | 8.4% |
| 31 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.7% | 37.2% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.4% | 32.5% |
| 33 | American Mortgage Bank, LLC | 2 | 0.4% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.4% | — |
| 35 | AMERICAN FINANCIAL NETWORK, INC. | 2 | 0.4% | — |
| 36 | AMERICAN FINANCING CORPORATION | 2 | 0.4% | — |
| 37 | First Southern Bank | 2 | 0.4% | — |
| 38 | Bank of England 57 out of 100, Moderate | 2 | 0.4% | 8.4% |
| 39 | CONSUMER REAL ESTATE FINANCE CO. | 2 | 0.4% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.4% | — |
Top 40 of 78 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps