Mississippi · HMDA 2025
Mortgage lenders in Montgomery County, MS
56 lenders reported 244 home-loan applications in Montgomery County in 2025. 99 closed as loans ($10.3M), 76 were denied — a 42.9% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 244
- Loans originated
- 99
- Purchase / refinance
- 57 / 30
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 27 | 11.1% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 25 | 10.2% | 43.1% |
| 3 | Renasant Bank 64 out of 100, Moderate | 19 | 7.8% | 11.6% |
| 4 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 18 | 7.4% | 18.4% |
| 5 | BankPlus 71 out of 100, Strong | 17 | 7.0% | 12.2% |
| 6 | Cadence Bank | 13 | 5.3% | — |
| 7 | Rocket Mortgage, LLC | 12 | 4.9% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 8 | 3.3% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 3.3% | — |
| 10 | AmeriSave Mortgage Corporation | 6 | 2.5% | — |
| 11 | Mortgage Research Center, LLC | 6 | 2.5% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 2.0% | — |
| 13 | Broker Solutions, Inc. | 5 | 2.0% | — |
| 14 | GUILD MORTGAGE COMPANY | 5 | 2.0% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.6% | — |
| 16 | HOPE FEDERAL CREDIT UNION | 4 | 1.6% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 1.2% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.2% | — |
| 19 | STANDARD MORTGAGE CORPORATION | 3 | 1.2% | — |
| 20 | PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | 1.2% | — |
| 21 | FirstBank 59 out of 100, Moderate | 3 | 1.2% | 42.8% |
| 22 | NEWREZ LLC | 2 | 0.8% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.8% | 14.1% |
| 24 | Truist Bank 63 out of 100, Moderate | 2 | 0.8% | 40.8% |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.8% | 22.2% |
| 26 | Loandepot.Com, LLC | 2 | 0.8% | — |
| 27 | Nations Lending Corporation | 2 | 0.8% | — |
| 28 | PLANET HOME LENDING, LLC | 2 | 0.8% | — |
| 29 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.8% | — |
| 30 | STOCKTON MORTGAGE CORPORATION | 2 | 0.8% | — |
| 31 | CB&S Bank, Inc. | 2 | 0.8% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.8% | — |
| 33 | Trustmark National Bank 62 out of 100, Moderate | 2 | 0.8% | 14.7% |
| 34 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.4% | 25.7% |
| 35 | FIRSTTRUST HOME LOANS, INC. | 1 | 0.4% | — |
| 36 | American Mortgage Bank, LLC | 1 | 0.4% | — |
| 37 | FIGURE LENDING LLC | 1 | 0.4% | — |
| 38 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.4% | 19.1% |
| 39 | Bank of Yazoo City 79 out of 100, Strong | 1 | 0.4% | 9.9% |
| 40 | LAND HOME FINANCIAL SERVICES, INC. | 1 | 0.4% | — |
Top 40 of 56 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps