Mississippi · HMDA 2025
Mortgage lenders in Oktibbeha County, MS
152 lenders reported 1,518 home-loan applications in Oktibbeha County in 2025. 834 closed as loans ($198.0M), 291 were denied — a 24.5% denial rate on decided applications, below the Mississippi rate of 28.1%. The three most active lenders handled 30% of applications, led by Cadence Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,518
- Loans originated
- 834
- Purchase / refinance
- 494 / 211
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Oktibbeha County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Cadence Bank | 193 | 12.7% | — |
| 2 | 21st Mortgage Corporation | 136 | 9.0% | — |
| 3 | Renasant Bank 64 out of 100, Moderate | 121 | 8.0% | 11.6% |
| 4 | BankFirst Financial Services 69 out of 100, Moderate | 95 | 6.3% | 7.5% |
| 5 | Regions Bank 64 out of 100, Moderate | 63 | 4.2% | 43.1% |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 54 | 3.6% | — |
| 7 | Rocket Mortgage, LLC | 53 | 3.5% | — |
| 8 | Trustmark National Bank 62 out of 100, Moderate | 45 | 3.0% | 14.7% |
| 9 | BankPlus 71 out of 100, Strong | 42 | 2.8% | 12.2% |
| 10 | FirstBank 59 out of 100, Moderate | 42 | 2.8% | 42.8% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 36 | 2.4% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 32 | 2.1% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 1.8% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 24 | 1.6% | 14.1% |
| 15 | Community Bank of Mississippi 64 out of 100, Moderate | 21 | 1.4% | 9.7% |
| 16 | UNION HOME MORTGAGE CORP. | 21 | 1.4% | — |
| 17 | Magnolia Bank, Incorporated 49 out of 100, Below average | 20 | 1.3% | 10.3% |
| 18 | NATIONSTAR MORTGAGE LLC | 19 | 1.3% | — |
| 19 | Mortgage Research Center, LLC | 17 | 1.1% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 17 | 1.1% | — |
| 21 | LAND HOME FINANCIAL SERVICES, INC. | 16 | 1.1% | — |
| 22 | MORTGAGE INVESTORS GROUP, INC. | 16 | 1.1% | — |
| 23 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 0.8% | — |
| 24 | GENEVA FINANCIAL, LLC | 12 | 0.8% | — |
| 25 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 12 | 0.8% | — |
| 26 | NEWREZ LLC | 11 | 0.7% | — |
| 27 | AmeriSave Mortgage Corporation | 10 | 0.7% | — |
| 28 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 10 | 0.7% | 18.4% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.6% | 32.9% |
| 30 | Flagstar Bank, N.A. 31 out of 100, Low | 9 | 0.6% | 35.1% |
| 31 | Loandepot.Com, LLC | 8 | 0.5% | — |
| 32 | PLANET HOME LENDING, LLC | 8 | 0.5% | — |
| 33 | The Citizens Bank of Philadelphia, Mississippi | 8 | 0.5% | — |
| 34 | NEW DAY FINANCIAL, LLC | 8 | 0.5% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.5% | 22.2% |
| 36 | Broker Solutions, Inc. | 7 | 0.5% | — |
| 37 | Discover Bank | 7 | 0.5% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.5% | — |
| 39 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 7 | 0.5% | 25.2% |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.4% | — |
Top 40 of 152 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps