Mississippi · HMDA 2025
Mortgage lenders in Simpson County, MS
90 lenders reported 987 home-loan applications in Simpson County in 2025. 418 closed as loans ($64.5M), 265 were denied — a 35.1% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 987
- Loans originated
- 418
- Purchase / refinance
- 252 / 116
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Simpson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 134 | 13.6% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 76 | 7.7% | — |
| 3 | Trustmark National Bank 62 out of 100, Moderate | 76 | 7.7% | 14.7% |
| 4 | PriorityOne Bank 70 out of 100, Strong | 67 | 6.8% | 9.2% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 61 | 6.2% | — |
| 6 | Peoples Bank 52 out of 100, Below average | 59 | 6.0% | 18.3% |
| 7 | Regions Bank 64 out of 100, Moderate | 32 | 3.2% | 43.1% |
| 8 | Rocket Mortgage, LLC | 30 | 3.0% | — |
| 9 | GUILD MORTGAGE COMPANY | 27 | 2.7% | — |
| 10 | NEWREZ LLC | 26 | 2.6% | — |
| 11 | Cadence Bank | 26 | 2.6% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 2.5% | — |
| 13 | Community Bank of Mississippi 64 out of 100, Moderate | 22 | 2.2% | 9.7% |
| 14 | FirstBank 59 out of 100, Moderate | 21 | 2.1% | 42.8% |
| 15 | PENNYMAC LOAN SERVICES, LLC | 18 | 1.8% | — |
| 16 | Mortgage Research Center, LLC | 17 | 1.7% | — |
| 17 | AmeriSave Mortgage Corporation | 14 | 1.4% | — |
| 18 | American Mortgage Bank, LLC | 13 | 1.3% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 1.2% | 32.9% |
| 20 | Broker Solutions, Inc. | 12 | 1.2% | — |
| 21 | SOUTHWEST STAGE FUNDING, LLC | 11 | 1.1% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 11 | 1.1% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.9% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 9 | 0.9% | — |
| 25 | STOCKTON MORTGAGE CORPORATION | 9 | 0.9% | — |
| 26 | NEW DAY FINANCIAL, LLC | 8 | 0.8% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.7% | 14.1% |
| 28 | PLANET HOME LENDING, LLC | 7 | 0.7% | — |
| 29 | HOPE FEDERAL CREDIT UNION | 7 | 0.7% | — |
| 30 | KEESLER | 7 | 0.7% | — |
| 31 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 0.7% | 74.7% |
| 32 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | 0.7% | — |
| 33 | Ferguson Federal Credit Union 33 out of 100, Low | 6 | 0.6% | 22.6% |
| 34 | Copiah Bank 78 out of 100, Strong | 6 | 0.6% | 10.5% |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.5% | — |
| 36 | BankPlus 71 out of 100, Strong | 5 | 0.5% | 12.2% |
| 37 | UNION HOME MORTGAGE CORP. | 5 | 0.5% | — |
| 38 | SPRING EQ, LLC | 4 | 0.4% | — |
| 39 | Renasant Bank 64 out of 100, Moderate | 4 | 0.4% | 11.6% |
| 40 | TAMMAC HOLDINGS CORPORATION | 4 | 0.4% | — |
Top 40 of 90 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps